Patrick A. Cozza

Patrick A. Cozza is currently the Director at Junior Achievement of New Jersey, Inc., the Director at The American Bankers Insurance Association, the Director at National Association of Corporate Directors (New Jersey), the Managing Partner at Cozza Enterprises LLC, and a Professor at Silberman College of Business.
Previously, he served as the Chairman & Chief Executive Officer at Pavonia Life Insurance Company of New York and Pavonia Life Insurance Co. of Michigan.
He was also the Chairman & Chief Executive Officer at HSBC Insurance Co. of Delaware from 2006 to 2014 and the Chief Executive Officer at HSBC Taxpayer Financial Services, Inc. from 2000 to 2002.
Additionally, he held positions as an Independent Director at Franchise Group, Inc., a Director at Hudson County Chamber of Commerce, a Director at Cancer Hope Network, and a Director at American Council of Life Insurers.
He was the Senior Executive Vice President at HSBC Bank USA, NA and the President, Chief Financial & Operating Officer at Beneficial Insurance Group Holding Co. from 1985 to 1998.
He also served as the Senior Executive Vice President-Insurance at HSBC Finance Corp.
from 2000 to 2012 and as the Senior Executive VP & Regional Head-Insurance at HSBC USA, Inc. from 2011 to 2014.
Mr. Cozza holds an MBA degree from Fairleigh Dickinson University (1981) and an undergraduate degree from Seton Hall University (1977).