Jim Spitali

Operates as a holding company whose subsidiary provides mortgage insurance services

Functions as a College/University

Functions as a College/University

Habitat For Humanity Halton-Mississauga is a charitable nonprofit organization established in 1999 that serves the Halton region, Mississauga, and Dufferin County. The private company is based in Burlington, Canada. The organization addresses the affordable housing crisis in the Greater Toronto Area by providing safe, stable, and affordable homeownership opportunities for working families with low incomes, particularly those living in unsafe or inadequate housing. It follows a partnership housing model where families contribute volunteer hours and pay affordable mortgages, fostering community involvement. Habitat HMD has completed over 90 affordable housing units, including homes for Indigenous communities, and plans to build more units by 2032. The organization diversifies housing options, partners with real estate developers, uses modular construction methods, and runs youth build programs involving students in home construction. Habitat HMD operates multiple ReStore social enterprises that resell donated furniture, appliances, building materials, and home goods, generating funding for housing initiatives and promoting environmental sustainability. The organization encourages donations, volunteer engagement, and flexible partnerships, and runs a buy-back program to refurbish and reuse affordable homes. It also advocates for policy changes to remove barriers to affordable housing and collaborates with government and community partners to promote sustainable, inclusive housing solutions.