Curt Lyman

Wilmington Trust provides customized financial alternatives for three core lines of business: wealth advisory, corporate client and regional banking services. Their Complete Asset Management investment approach seeks to manage risk across the spectrum of asset classes, while uncovering market opportunities at the same time. They seek to take advantage of market cycles, rather than simply reacting to them. The firm takes a broader view of the markets across investment vehicles and over time and shifts assets, styles and managers to capitalize on cyclical market trends. Their research and allocation process is based on three fundamental principles: diversification, asset shifting and investment search/selection. Wilmington Trust's offerings provide direct investment in, or indirect exposure to, a broad group of asset classes, strategies and vehicles. Asset Classes include equities, fixed-income, hedge funds and inflation hedges. Wilmington Trust's equity strategies include value, growth, passive, small-cap, mid-cap and large-cap, emerging international, developed international and private equity. Fixed-income investments include municipal bonds, taxable bonds, short- and intermediate-term bonds and cash management. The firm offers investments in directional and low volatility hedge funds. Wilmington Trust also offers hedges against inflation through investments in inflation-linked securities, real estate-related securities, commodity/natural resource-related securities and private real estate. Wilmington Trust offers a variety of investment vehicles including separately managed accounts, mutual funds, private funds, other pooled investment vehicles, fundamentally weighted portfolios and ETFs.

Functions as a College/University

Functions as a regional level government authority

Functions as a College/University

HighTower’s investment process begins by establishing each client's investment goal and risk tolerance. Once a client's investment statement has been developed and reviewed, portfolios are designed and managed using a mix of investments, including stocks, bonds, mutual funds (stock funds, bond funds and other asset classes), options, warrants, real estate investment trusts REITS, ETFs, alternative investments, and other securities as chosen by the firm.

ABG Wealth aims to provide highly efficient, low cost portfolio alternatives to their clients, seeking to generate bottom line performance. The firm seeks to add “Alpha” to a portfolio, that is, to generate returns above a benchmark. A portfolio manager’s objective is to do that with less volatility than the benchmark, or with less Beta. Lastly, the “Holy Grail” of portfolio management is the addition of “Gamma,” or to both reduce risk or portfolio volatility and to increase portfolio returns. As a result, they include asset classes like principal protected annuities and insurance, real estate, MLPs, and liquid alternatives as part of our portfolios to increase portfolio Gamma.