Andrew Frank Jose

FJ Capital Management LLC (FJ Capital) is an independent, SEC-registered investment advisor and hedge fund manager headquartered in McLean, Virginia. The firm was co-founded by Martin Friedman and Andrew Jose in 2007. FJ Capital manages private investments funds that are offered to sophisticated investors.

Founded in 1989, FBR Capital Markets & Co., formerly Friedman, Billings, Ramsey & Co., is a broker/dealer headquartered in Arlington, Virginia with additional offices throughout the US. The firm is a subsidiary of FBR Capital Markets Holdings, Inc.. and their ultimate parent is FBR & Co. (NASDAQ: FBRC). In 2007, FBR Capital Markets Corp. was spun out from FBR Group as an independent investment bank, of which FBR Group retained majority ownership. FBR Capital Markets is registered with the SEC and is a member of FINRA, Nasdaq and the SIPC. FBR Capital Markets' Equity Sales & Trading Group provides institutional sales and trading services to over 1300 institutional accounts in the US, Canada, Europe, Australia and Asia. Their clients include mutual funds, hedge funds, money managers, endowments, foundations, banks, insurance companies and pension and profit sharing plans. They actively trade on behalf of clients and make markets in almost 1000 stocks traded on the NYSE, listed and OTC markets and trade more than $100 billion of securities on a per annum basis. In 2009, FBR Capital Markets began making markets in selected stocks traded on the London Stock Exchange and Euronext. In addition to agency trading in listed securities markets, they act as market-maker in Nasdaq and other OTC securities. They are one of the largest distributors of the shares of small- and mid-cap companies in public and private securities offerings and have deep trading expertise in the vertical industry groups in which the firm's investment banking and research teams specialize. These sectors include: (1) consumer (2) diversified industrials (3) energy and natural resources (4) financial institutions (5) healthcare (6) insurance (7) real estate (8) Washington policy analysis and (0) technology, media and telecommunications. The firm's analytical coverage includes a large number of small- and mid-cap companies in addition to large companies. Research is provided by FBR Capital Markets' research department, which is independent from the firm's investment banking department and has the sole authority to determine which companies receive research coverage and the recommendation contained in the coverage.

Phillips Business Information, Inc. is a full service business-to-business media company engaged in trade magazine publishing, business information services, and conferences and trade shows. The company's markets include media and communications, cable television, satellite, aviation, defense and energy. Its full range of information products include daily news services, web sites, newsletters, magazines, market studies, conferences and consulting. The company's key products include RepliTech trade shows, AV Video & Multimedia Producer magazine, Via Satellite magazine, Communications Technology magazine, Rotor & Wing magazine, and Defense Daily newsletter and web site

Regent Bancorp, Inc. operates as a bank holding company for Regent Bank, which provides commercial banking services to individuals and small to mid-sized businesses. The company offers personal and business checking and savings accounts, including individual interest-bearing negotiable orders of withdrawal, money market accounts and accounts combining checking and savings accounts with automatic transfer capabilities, IRA accounts, time certificates of deposits, direct deposit of social security, pension and payroll checks, and computer cash management with access through the Internet. Regent Bancorp was founded in 2000 and is headquartered in Davie, FL.