Item 8.01 Other Events

On January 24, 2023, Provident Financial Holdings, Inc. (the "Corporation") announced that the Corporation's Board of Directors declared a quarterly cash dividend of $0.14 per share. Shareholders of the Corporation's common stock at the close of business on February 14, 2023 will be entitled to receive the cash dividend. The cash dividend will be payable on March 7, 2023.

The news release announcing the quarterly cash dividend is attached as Exhibit 99.1 and incorporated by reference herein.

Item 9.01 Financial Statements and Exhibits



 (d)    Exhibits



           News release regarding the quarterly cash dividend of Provident
  99.1   Financial Holdings, Inc. dated January 24, 2023.
         Cover Page Interactive Data File (formatted in Inline XBRL and contained
  104    in Exhibit 101)
















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