Waterstone Financial. Inc. reported unaudited consolidated earnings results for the fourth quarter and full year ended December 31, 2017. For the quarter, the company reported net income of $3.115 million compared to $6.399 million a year ago. Net interest income was $13.324 million against $11.971 million a year ago. Income before income taxes was $9.187 million against $10.647 million a year ago. Return on average assets was 0.67% against 1.44% a year ago. Return on average equity was 2.98% against 6.19% a year ago. Net income per basic and diluted share was $0.11 as compared to $0.23 a year ago. Total interest income was $17.316 million against $16.062 million a year ago. For the year, the company reported net income of $25.964 million compared to $25.532 million a year ago. Net interest income was $50.733 million against $43.444 million a year ago. Income before income taxes was $44.433 million against $41.994 million a year ago. Return on average assets was 1.43% against 1.45% a year ago. Return on average equity was 6.32% against 6.33% a year ago. Net income per diluted share was $0.93 as compared to $0.56 a year ago. Book Value per share was $13.95 against $13.33 a year ago. Total interest income was $67.095 million against $63.736 million a year ago.