SHS VIVEON partnered with CIC Software GmbH to develop a comprehensive package offering standardized solutions, by merging the product families CICone and GUARDEAN, for financial service providers and vendors. With its proprietary software GUARDEAN RiskSuite, SHS VIVEON helps businesses in controlling and automating all risk-related customer processes: from data collection and data enhancement to automated application scoring and decisioning. CIC develops and sells its own highly efficient ERP software solutions for leasing and financing companies.

Merging the product families CICone and GUARDEAN resulted in the comprehensive solution GuardKeeper - a portal software for financial service providers, and vendors in particular. It enables them to create calculations and quotations in a highly standardised way, while it checks all information from the beginning for quality, existence, risk, and intention to defraud. One of the essential organs of GuardKeeper is the Risk & Fraud Engine by SHS VIVEON.

It makes it possible to evaluate a customer correctly in each phase of his life cycle, and to serve him in the best way. Rapid, transparent and verifiable credit decisions can be made simultaneously and are fully automatic.