Financials PB Financial Corporation

Equities

PBNC

US69290N1037

Banks

Market Closed - OTC Markets 13:27:19 2024-04-30 EDT 5-day change 1st Jan Change
40.01 USD +0.02% Intraday chart for PB Financial Corporation +0.02% +1.91%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023
Capitalization 1 68.24 69.89 88.3 93.77 97.96
Enterprise Value (EV) 1 90.87 75.35 105 165.2 156.8
P/E ratio 9.69 x 10.6 x 9.2 x 6.69 x 6.8 x
Yield - 2.61% 2.53% 2.95% 4.74%
Capitalization / Revenue 3.93 x 4.06 x 4.06 x 3.27 x 3.2 x
EV / Revenue 5.23 x 4.38 x 4.83 x 5.77 x 5.12 x
EV / EBITDA - - - - -
EV / FCF - - - - -
FCF Yield - - - - -
Price to Book 1.27 x 1.2 x 1.35 x 1.39 x 1.12 x
Nbr of stocks (in thousands) 2,201 2,184 2,208 2,251 2,495
Reference price 2 31.00 32.00 40.00 41.65 39.26
Announcement Date 20-03-03 21-03-16 22-04-28 23-05-18 24-03-02
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 15.39 17.37 17.2 21.77 28.63 30.61
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 7.435 9.142 8.738 12.61 18.3 17.89
Net income 1 5.693 7.124 6.808 9.819 14.25 13.92
Net margin 36.99% 41.02% 39.59% 45.11% 49.78% 45.47%
EPS 2 2.580 3.200 3.030 4.350 6.230 5.770
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - 0.8350 1.010 1.230 1.860
Announcement Date 19-02-12 20-03-03 21-03-16 22-04-28 23-05-18 24-03-02
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - 22.6 5.46 16.7 71.4 58.8
Net Cash position 1 2.57 - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 12.8% 14.1% 12.2% 15.9% 21.5% 18%
ROA (Net income/ Total Assets) 1.47% 1.53% 1.28% 1.52% 1.84% 1.52%
Assets 1 386.9 464.9 532.6 644 775.3 915.8
Book Value Per Share 2 21.80 24.40 26.60 29.60 29.90 35.10
Cash Flow per Share 2 23.50 18.30 25.90 17.30 9.170 5.850
Capex 1 0.57 0.1 0.17 0.07 0.05 0.25
Capex / Sales 3.7% 0.6% 1.01% 0.32% 0.16% 0.81%
Announcement Date 19-02-12 20-03-03 21-03-16 22-04-28 23-05-18 24-03-02
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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