Market Closed -
Nyse
16:00:02 2024-04-26 EDT
|
5-day change
|
1st Jan Change
|
27.81
USD
|
-0.54%
|
|
+0.58%
|
+3.11%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
11,703
|
9,723
|
12,335
|
5,198
|
4,576
|
4,728
|
-
|
-
|
Enterprise Value (EV)
1 |
18,070
|
16,405
|
18,960
|
11,653
|
10,525
|
10,801
|
10,925
|
11,050
|
P/E ratio
|
13.5
x
|
19.7
x
|
9.19
x
|
-2.36
x
|
-5.48
x
|
4.46
x
|
3.83
x
|
3.45
x
|
Yield
|
2.56%
|
3.22%
|
2.51%
|
5.86%
|
6.67%
|
6.47%
|
6.57%
|
6.72%
|
Capitalization / Revenue
|
0.65
x
|
0.54
x
|
0.63
x
|
0.28
x
|
0.29
x
|
0.25
x
|
0.24
x
|
0.23
x
|
EV / Revenue
|
1
x
|
0.9
x
|
0.97
x
|
0.62
x
|
0.66
x
|
0.58
x
|
0.56
x
|
0.54
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
19.6
x
|
18.2
x
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
5.09%
|
5.49%
|
-
|
Price to Book
|
0.59
x
|
0.43
x
|
0.6
x
|
1.67
x
|
0.77
x
|
0.77
x
|
0.67
x
|
0.6
x
|
Nbr of stocks (in thousands)
|
198,331
|
193,265
|
180,709
|
169,215
|
169,662
|
170,017
|
-
|
-
|
Reference price
2 |
59.01
|
50.31
|
68.26
|
30.72
|
26.97
|
27.81
|
27.81
|
27.81
|
Announcement Date
|
20-02-05
|
21-02-03
|
22-02-02
|
23-02-08
|
24-02-08
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
18,046
|
18,162
|
19,639
|
18,665
|
16,027
|
18,708
|
19,411
|
20,549
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
1,861
|
1,218
|
2,094
|
-991
|
1,367
|
1,785
|
1,970
|
2,208
|
Operating Margin
|
10.31%
|
6.71%
|
10.66%
|
-5.31%
|
8.53%
|
9.54%
|
10.15%
|
10.74%
|
Earnings before Tax (EBT)
1 |
-
|
-
|
-
|
-
|
-1,148
|
1,299
|
1,520
|
1,658
|
Net income
1 |
886
|
499
|
1,405
|
-2,240
|
-835
|
1,067
|
1,244
|
1,370
|
Net margin
|
4.91%
|
2.75%
|
7.15%
|
-12%
|
-5.21%
|
5.71%
|
6.41%
|
6.67%
|
EPS
2 |
4.380
|
2.560
|
7.430
|
-13.02
|
-4.920
|
6.239
|
7.260
|
8.063
|
Free Cash Flow
1 |
-
|
-
|
-
|
-
|
-
|
550
|
600
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
2.94%
|
3.09%
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
51.53%
|
48.25%
|
-
|
Dividend per Share
2 |
1.510
|
1.620
|
1.710
|
1.800
|
1.800
|
1.800
|
1.828
|
1.870
|
Announcement Date
|
20-02-05
|
21-02-03
|
22-02-02
|
23-02-08
|
24-02-08
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q3
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
---|
Net sales
1 |
5,205
|
4,769
|
4,718
|
4,641
|
4,630
|
4,676
|
4,657
|
4,730
|
4,673
|
1,967
|
4,584
|
4,634
|
4,667
|
4,694
|
4,764
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
427
|
386
|
399
|
531
|
-2,172
|
250
|
393
|
511.6
|
131
|
357
|
351
|
474
|
476
|
520
|
-
|
Operating Margin
|
8.2%
|
8.09%
|
8.46%
|
11.44%
|
-46.91%
|
5.35%
|
8.44%
|
10.82%
|
2.8%
|
18.15%
|
7.66%
|
10.23%
|
10.2%
|
11.08%
|
-
|
Earnings before Tax (EBT)
1 |
-
|
237
|
92
|
269
|
-3,137
|
-35
|
-1,170
|
602
|
1,034
|
-1,613
|
234.5
|
347.5
|
357.5
|
359.5
|
332
|
Net income
1 |
318
|
220
|
103
|
231
|
-2,575
|
1
|
-909
|
502
|
819
|
-1,246
|
178
|
300
|
281.5
|
300.8
|
261.5
|
Net margin
|
6.11%
|
4.61%
|
2.18%
|
4.98%
|
-55.62%
|
0.02%
|
-19.52%
|
10.61%
|
17.53%
|
-63.35%
|
3.88%
|
6.47%
|
6.03%
|
6.41%
|
5.49%
|
EPS
2 |
1.680
|
1.200
|
0.5800
|
1.340
|
-15.17
|
0.0100
|
-5.350
|
2.940
|
4.790
|
-7.350
|
1.045
|
1.754
|
1.640
|
1.799
|
1.550
|
Dividend per Share
2 |
0.4200
|
0.4500
|
0.4500
|
0.4500
|
0.4500
|
0.4500
|
0.4500
|
0.4500
|
0.4500
|
0.4500
|
0.4500
|
0.4500
|
0.4500
|
0.4500
|
0.4500
|
Announcement Date
|
21-11-03
|
22-02-02
|
22-05-04
|
22-08-03
|
22-11-02
|
23-02-08
|
23-05-09
|
23-08-02
|
23-11-01
|
24-02-08
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
6,367
|
6,682
|
6,625
|
6,455
|
5,949
|
6,073
|
6,197
|
6,322
|
Net Cash position
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
1 |
-
|
-
|
-
|
-
|
-
|
550
|
600
|
-
|
ROE (net income / shareholders' equity)
|
9.7%
|
6.3%
|
11%
|
-6.9%
|
8.9%
|
11.1%
|
11.6%
|
11.8%
|
ROA (Net income/ Total Assets)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Assets
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Book Value Per Share
2 |
100.0
|
118.0
|
114.0
|
18.40
|
34.80
|
36.20
|
41.40
|
46.70
|
Cash Flow per Share
|
-
|
2.750
|
0.8000
|
23.40
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
20-02-05
|
21-02-03
|
22-02-02
|
23-02-08
|
24-02-08
|
-
|
-
|
-
|
Last Close Price
27.81
USD Average target price
30
USD Spread / Average Target +7.87% Consensus |
1st Jan change
|
Capi.
|
---|
| +3.11% | 4.73B | | +14.78% | 79.51B | | +6.49% | 50.22B | | +1.35% | 48.11B | | +6.55% | 39.71B | | +19.34% | 37.78B | | +2.84% | 30.07B | | -7.77% | 27.56B | | -18.42% | 24.71B | | +6.89% | 21.99B |
Other Life & Health Insurance
|