Stock 538882 EMERALD FINANCE LIMITED
Add to a list
To use this feature you must be a member
Log inSign up

Financials Emerald Finance Limited

Equities

538882

INE030Q01015

Consumer Lending

Market Closed - Bombay S.E.
Other stock markets
 06:00:56 2024-05-31 EDT 		5-day change 1st Jan Change
31.49 INR +0.51% Intraday chart for Emerald Finance Limited -1.19% +35.79%
05-23 Emerald Finance Limited Recommends Dividend for the Financial Year Ended March 31, 2024 CI
05-23 Emerald Finance Limited Reports Earnings Results for the Full Year Ended March 31, 2024 CI

Valuation

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Capitalization 1 112.7 34.87 98.58 112.6 477.8 709.3
Enterprise Value (EV) 1 103.3 1.127 108.5 93.42 506.5 709.3
P/E ratio 20 x 8.74 x 7.64 x 8.08 x 19.4 x 20.6 x
Yield - - 2.29% 0.8% 0.61% 0.42%
Capitalization / Revenue 2.58 x 0.52 x 1.26 x 2.07 x 5.64 x 6.16 x
EV / Revenue 2.36 x 0.02 x 1.39 x 1.71 x 5.98 x 6.16 x
EV / EBITDA 12.7 x 0.06 x 5.1 x 3.87 x 12.9 x 12.5 x
EV / FCF -71.5 x -0.02 x -2.47 x 3.31 x -2.14 x 230 x
FCF Yield -1.4% -4,606% -40.5% 30.2% -46.8% 0.44%
Price to Book 2.12 x 0.74 x 0.66 x 0.7 x 1.26 x 1.63 x
Nbr of stocks (in thousands) 3,045 3,045 9,044 9,044 29,044 30,144
Reference price 2 37.00 11.45 10.90 12.45 16.45 23.53
Announcement Date 8/14/18 9/5/19 9/7/20 9/4/21 9/3/22 9/4/23
1INR in Million2INR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Net sales 1 43.74 67.04 78.26 54.51 84.73 115.2
EBITDA 1 8.136 18.2 21.28 24.13 39.34 56.53
EBIT 1 7.948 17.94 20.97 23.79 38.97 56.26
Operating Margin 18.17% 26.76% 26.79% 43.65% 45.99% 48.86%
Earnings before Tax (EBT) 1 7.613 16.32 16.6 18.91 33.47 46.47
Net income 1 5.644 11.85 12.9 13.94 24.75 34.53
Net margin 12.9% 17.67% 16.49% 25.57% 29.21% 29.98%
EPS 2 1.850 1.310 1.427 1.541 0.8500 1.145
Free Cash Flow 1 -1.444 -51.93 -43.99 28.26 -236.9 3.088
FCF margin -3.3% -77.46% -56.21% 51.84% -279.59% 2.68%
FCF Conversion (EBITDA) - - - 117.09% - 5.46%
FCF Conversion (Net income) - - - 202.73% - 8.94%
Dividend per Share - - 0.2500 0.1000 0.1000 0.1000
Announcement Date 8/14/18 9/5/19 9/7/20 9/4/21 9/3/22 9/4/23
1INR in Million2INR
Estimates

Balance Sheet Analysis

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Net Debt 1 - - 9.91 - 28.7 0.02
Net Cash position 1 9.38 33.7 - 19.2 - -
Leverage (Debt/EBITDA) - - 0.4658 x - 0.7304 x 0.000433 x
Free Cash Flow 1 -1.44 -51.9 -44 28.3 -237 3.09
ROE (net income / shareholders' equity) 11.5% 12.1% 8.78% 8.76% 9% 8.35%
ROA (Net income/ Total Assets) 8.26% 9.58% 7.35% 7.04% 7.11% 7.12%
Assets 1 68.35 123.7 175.6 198 348 484.6
Book Value Per Share 2 17.40 15.40 16.50 17.90 13.00 14.40
Cash Flow per Share 2 5.810 4.770 1.760 5.090 0.6800 2.140
Capex 1 0.26 0.67 0.34 0.1 0.55 0.66
Capex / Sales 0.6% 1% 0.44% 0.19% 0.65% 0.57%
Announcement Date 8/14/18 9/5/19 9/7/20 9/4/21 9/3/22 9/4/23
1INR in Million2INR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

Sector Other Consumer Lending

1st Jan change Capi.
EMERALD FINANCE LIMITED Stock Emerald Finance Limited
+35.79% 11.37M
BAJAJ FINANCE LIMITED Stock Bajaj Finance Limited
-8.60% 49.6B
BAJAJ FINSERV LTD. Stock Bajaj Finserv Ltd.
-9.32% 29.44B
JIO FINANCIAL SERVICES LIMITED Stock Jio Financial Services Limited
+47.82% 26.21B
ORIX CORPORATION Stock ORIX Corporation
+28.73% 25.04B
SYNCHRONY FINANCIAL Stock Synchrony Financial
+14.69% 17.59B
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED Stock Cholamandalam Investment and Finance Company Limited
-1.61% 12.48B
SHRIRAM FINANCE LIMITED Stock Shriram Finance Limited
+14.65% 10.59B
MUTHOOT FINANCE LIMITED Stock Muthoot Finance Limited
+14.03% 8.1B
SOFI TECHNOLOGIES, INC. Stock SoFi Technologies, Inc.
-30.65% 7.29B
Other Consumer Lending
  1. Stock Market
  2. Equities
  3. 538882 Stock
  4. Financials Emerald Finance Limited