Financials Dubai Islamic Insurance & Reinsurance Co. (Aman)

Equities

AMAN

AED000401011

Multiline Insurance & Brokers

Market Closed - Dubai FM 06:55:00 2024-05-03 EDT 5-day change 1st Jan Change
0.396 AED 0.00% Intraday chart for Dubai Islamic Insurance & Reinsurance Co. (Aman) -1.00% -8.76%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 101.4 95.04 232.5 248.3 198.7 97.98
Enterprise Value (EV) 1 29.42 -5.989 153.2 175.5 65.84 48.83
P/E ratio 68.7 x 10.8 x 12.2 x 20.2 x -19.5 x 88.4 x
Yield - - - - - -
Capitalization / Revenue 0.76 x 0.82 x 1.7 x 1.85 x 1.43 x -42.4 x
EV / Revenue 0.22 x -0.05 x 1.12 x 1.31 x 0.47 x -21.1 x
EV / EBITDA 2.01 x -0.53 x 7.89 x 17.1 x -21.2 x -9.33 x
EV / FCF 0.45 x 0.07 x -1.23 x -10.5 x 0.65 x 3.8 x
FCF Yield 223% 1,374% -81.2% -9.49% 153% 26.3%
Price to Book 1.58 x 1.28 x 2.73 x 2.87 x 2.51 x 1.28 x
Nbr of stocks (in thousands) 225,750 225,750 225,750 225,750 225,750 225,750
Reference price 2 0.4490 0.4210 1.030 1.100 0.8800 0.4340
Announcement Date 19-04-01 20-03-31 21-03-21 22-04-01 23-03-31 24-04-17
1AED in Million2AED
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 133.1 115.2 136.8 134.3 139.3 -2.311
EBITDA 1 14.65 11.28 19.42 10.29 -3.106 -5.233
EBIT 1 13.64 11.18 19.14 10.15 -3.226 -5.314
Operating Margin 10.25% 9.7% 13.99% 7.56% -2.32% 229.9%
Earnings before Tax (EBT) 1 9.227 8.693 19.14 12.3 -10.12 1.109
Net income 1 1.475 8.768 19.12 12.29 -10.16 1.109
Net margin 1.11% 7.61% 13.97% 9.15% -7.3% -47.96%
EPS 2 0.006532 0.0388 0.0847 0.0544 -0.0450 0.004910
Free Cash Flow 1 65.54 -82.32 -124.5 -16.66 100.7 12.83
FCF margin 49.26% -71.44% -90.98% -12.41% 72.28% -555.27%
FCF Conversion (EBITDA) 447.25% - - - - -
FCF Conversion (Net income) 4,444% - - - - 1,157.8%
Dividend per Share - - - - - -
Announcement Date 19-04-01 20-03-31 21-03-21 22-04-01 23-03-31 24-04-17
1AED in Million2AED
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 71.9 101 79.3 72.8 133 49.1
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow 1 65.5 -82.3 -124 -16.7 101 12.8
ROE (net income / shareholders' equity) 12.6% 12.8% 24.4% 16.5% -12.4% 1.45%
ROA (Net income/ Total Assets) 0.62% 0.54% 0.92% 0.48% -0.15% -0.27%
Assets 1 236.1 1,616 2,068 2,575 6,591 -412.7
Book Value Per Share 2 0.2800 0.3300 0.3800 0.3800 0.3500 0.3400
Cash Flow per Share 2 0.4700 0.6000 0.5100 0.3900 0.5900 0.2200
Capex 1 0.2 - - 0.09 0.03 -
Capex / Sales 0.15% - - 0.07% 0.02% -
Announcement Date 19-04-01 20-03-31 21-03-21 22-04-01 23-03-31 24-04-17
1AED in Million2AED
Estimates
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