Paris, the 12 january 2012
La Médicale, a Crédit Agricole Assurances group company, is
introducing a new version of its comprehensive policy for
healthcare professionals, designed to provide them with the
best possible protection in the event of a claim. The
policy was developed by La Médicale in close co-operation
with its network of general agents, who have a direct
relationship with professionals in the healthcare
sector.
La Médicale Multirisque Pro now offers three versions of
the same policy, one of which is designed especially for
opticians, to meet the specific needs of healthcare
professionals:
- A version suitable for all healthcare professionals,
comprising:
A policy covering premises and/or equipment with two
options:
"Essentielle" with a choice of five levels of sum
insured ranging from €15,000 to €120,000. This option is
aimed at general practitioners, paramedics and companies
for the common parts of their premises.
"Confort", which is a revenue-based policy with the
choice of covering 30%, 50%, 80% or 100% of revenues. This
option is aimed more specifically at specialist doctors who
need more cover.
A "business interruption" policy based on revenues, which
covers a fall in earnings in the event of a claim. It can
be taken out either on a stand-alone basis or in addition
to Essentielle or Confort. A lump-sum benefit is proposed
for short-term interruptions to enable quick payment in
case of claim while traditional benefit arrangements apply
to longer interruptions.
- A new "OpticGlobale" policy for opticians
La Médicale is now extending its policy to cover opticians.
OpticGlobale is a comprehensive revenue-based policy that
covers the optician's retail premises, business
interruption, loss of market value and civil liability.
- A specific policy for equipment only
This policy is based on equipment value and is aimed at
healthcare professionals who need expensive equipment or
whose equipment is crucial to their practice.
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