Company Crédit Agricole S.A.

ACA

FR0000045072

Banks

Real-time Euronext Paris Other stock markets 07:23:15 2025-06-17 EDT			5-day change	1st Jan Change
15.90 ^EUR	-1.46%		-3.55%	+19.68%

06-09	Asset manager Amundi plans to cut 50 jobs in Italy, document says	RE
06-04	Italy draws healthy demand for syndicated issue ahead of ECB meeting	RE

Business description: Crédit Agricole S.A.

Crédit Agricole S.A. is one of the leading European banking groups and is the leading financial backer of the French economy. Net Banking Product breaks down by activity as follows:

- finance, investment and market banking (31.2%): standard and specialized bank financing activities (financing for acquisitions, projects, aeronautical and maritime assets, etc.), stock operations, consulting in mergers and acquisitions, investment capital, etc.;

- retail banking (28.5%): activities in France (Crédit Lyonnais) and abroad. Furthermore, the group is present in France via its 39 regional networks of branches (making it the biggest French banking network);

- asset management, insurance and private banking (27.6%);

- specialized financial services (12.7%): consumer loan, leasing and factoring (No. 1 in France).

At the end of 2024, Crédit Agricole S.A. managed EUR 868.1 billion in current deposits and EUR 548.1 billion in current credits.

NBP is distributed geographically as follows: France (47.4%), Italy (19.9%), European Union (14.7%), Europe (6.3%), North America (6.1%), Japan (1%), Asia and Oceania (3.2%), Africa and Middle East (1.2%), Central and South America (0.2%).

Number of employees: 80,518

Sales by Activity: Crédit Agricole S.A.

Fiscal Period: December	2020	2021	2022	2023	2024
Large Customers (LC)	5.47B	6.24B	6.75B	7.66B	8.54B
International Retail Banking (IRB)	2.16B	2.32B	2.61B	3.49B	3.75B
French Retail Banking (FRB) - LCL	3.13B	3.48B	3.63B	3.57B	3.5B
Asset Gathering (AG)	5.68B	6.51B	6.86B	6.67B	7.6B
Specialised Financial Services (SFS)	1.79B	2.18B	2.25B	2.8B	2.55B
Corporate Center (CC)	-	297M	-37M	-703M	-604M
Corporate Center	-267M	-	-	-	-

See all business segments

Geographical breakdown of sales: Crédit Agricole S.A.

Fiscal Period: December	2020	2021	2022	2023	2024
France (Including Overseas Departments and Territories)	10.89B	11.98B	12.27B	11.58B	12.89B
Italy	3.1B	3.7B	3.99B	5.04B	5.41B
Other European Union Countries	3.24B	2.92B	3.14B	3.59B	4B
Other European Countries	699M	1.5B	1.72B	1.8B	1.7B
North America	1.11B	1.14B	1.26B	1.51B	1.67B
Asia-Pacific (Ex. Japan)	590M	631M	853M	888M	877M
Africa and the Middle East	471M	477M	290M	328M	314M
Japan	292M	281M	279M	330M	272M
Central and South America	104M	23M	-16M	111M	52M

See all geographic segments

Executive Committee: Crédit Agricole S.A.

Manager	Title	Age	Since
Olivier Gavalda CEO	Chief Executive Officer	-	2025-05-13
Martine Boutinet CMP	Compliance Officer	-	2019-06-30
Jean-Paul Mazoyer CTO	Chief Tech/Sci/R&D Officer	60	2013-03-10
Clotilde L'Angevin IRC	Investor Relations Contact	47	2023-04-30
Meriem Echcherfi PRN	Corporate Officer/Principal	-	2018-12-31

See CRÉDIT AGRICOLE S.A. governance

Composition of the Board of Directors: Crédit Agricole S.A.

Director	Title	Age	Since
Dominique Lefèbvre CHM	Chairman	63	2015-11-04
Pascale Berger BRD	Director/Board Member	64	2021-04-30
Jean-Pierre Gaillard BRD	Director/Board Member	64	2014-04-30
Louis Tercinier BRD	Director/Board Member	63	2017-04-30
Raphaël Appert BRD	Director/Board Member	63	2017-04-30
Pierre Cambefort BRD	Director/Board Member	60	2020-04-30
Agnès Audier BRD	Director/Board Member	60	2020-12-31
Marie-Claire Simone Daveu BRD	Director/Board Member	54	2020-04-30
Pascal Lheureux BRD	Director/Board Member	62	2020-04-30
Nicole Gourmelon BRD	Director/Board Member	61	2020-09-30

Composition of the Board of Directors

Shareholders: Crédit Agricole S.A.

Name	Equities	%	Valuation
SAS Rue la Boétie 62.76 %	1,898,995,952	62.76 %	34 720 M €
Fineco Asset Management DAC 0.1379 %	4,172,421	0.1379 %	76 M €
Amundi Asset Management SASU (Investment Management) 0.0936 %	2,831,124	0.0936 %	52 M €
Arkéa Asset Management SA 0.075 %	2,269,214	0.075 %	41 M €
Sjunde AP-fonden 0.0716 %	2,167,469	0.0716 %	40 M €

Name	Equities	%	Valuation
Ativo Capital Management LLC 0.002868 %	173,569	0.002868 %	2 M €
RhumbLine Advisers LP 0.000979 %	59,235	0.000979 %	541 526 €
GAMMA Investing LLC 0.000255 %	15,453	0.000255 %	141 271 €
Atlas Capital Advisors, Inc. 0.000015 %	909	0.000015 %	8 310 €
Brooklyn Investment Group LLC 0.000001 %	55	0.000001 %	503 €

List of CRÉDIT AGRICOLE S.A. shareholders

Holdings: Crédit Agricole S.A.

Name	Equities	%	Valuation
AMUNDI 68.67%	141,057,399	68.67%	11,505,729,015 $
BANCO BPM S.P.A. 19.8%	300,066,659	19.8%	3,443,979,071 $
AÉROPORTS DE PARIS 7.7%	7,619,966	7.7%	1,021,631,930 $
GROUPE INDOSUEZ WEALTH MANAGEMENT 70.15%	401,960	70.15%	556,716,638 $
ARGAN 15.03%	3,820,134	15.03%	279,290,417 $
INMOBILIARIA COLONIAL SOCIMI, S.A. 3.59%	22,494,701	3.59%	156,542,424 $
WORLDLINE 6.99%	19,808,249	6.99%	117,608,705 $
DIRECT LINE INSURANCE GROUP PLC 1.35%	17,692,658	1.35%	71,005,590 $
SPIRENT COMMUNICATIONS PLC 3.2%	19,043,498	3.2%	48,434,662 $
LONDONMETRIC PROPERTY PLC 0.46%	9,411,093	0.46%	25,534,930 $

Company details: Crédit Agricole S.A.

Crédit Agricole SA

12 place des États-Unis

92127, Montrouge

+33 1 57 72 90 45

http://www.credit-agricole.com

Group companies: Crédit Agricole S.A.

Name	Category and Sector
Viavita SAS Viavita SAS Other Consumer ServicesConsumer Services Viavita SAS is a French company founded in 2006 that offers a range of services to facilitate daily life for families, seniors, individuals, and service providers. Viavita is based in Le Mans, FR. The company provides quality services to insurance companies, mutuals, retirement funds, private companies, and public organizations to improve the care of their affiliates and employees. Viavita offers a variety of services, including childcare, school support, home assistance, meal preparation, administrative assistance, and computer support. The company coordinates and guarantees the quality of its services through a single point of contact.	Other Consumer Services
Crealfi SAS Crealfi SAS Finance/Rental/LeasingFinance Part of Crédit Agricole SA, Crealfi SAS is a French company that engages in the distribution of credit services. The company is based in Evry, France. The CEO of the company is Nicolas Marie Borde.	Finance/Rental/Leasing
Crédit Agricole Centre-est Capital Investissement SAS
IUB Holding IUB Holding Financial ConglomeratesFinance Part of SAS Rue la Boétie, IUB Holding SAS is a holding company. The company is based in Montrouge, France. The company was founded in 2002. The CEO is Guilhem Nouvel-Alaux.	Financial Conglomerates
CAISSE RÉGIONALE DE CRÉDIT AGRICOLE MUTUEL NORD DE FRANCE	Major Banks

See all subsidiaries

Commercial Banks

Add to a list 0 selected To use this feature you must be a member Log in Sign up	Change	5d. change	1-year change	3-years change	Capi.($)
CRÉDIT AGRICOLE S.A.	-1.46%	-3.55%	+22.49%	+78.65%	56.58B
AGRICULTURAL BANK OF CHINA LIMITED	+0.36%	+4.66%	+74.53%	+93.79%	272B
ICICI BANK LIMITED	-0.26%	-0.81%	+26.75%	+109.76%	119B
PT BANK CENTRAL ASIA TBK	-1.11%	0.00%	-2.99%	+21.84%	67.62B
INDUSTRIAL BANK CO., LTD.	+1.96%	+1.70%	+37.23%	+15.64%	70.63B
CHINA CITIC BANK CO., LTD.	+0.79%	+5.40%	+61.23%	+100.26%	60.71B
ANZ GROUP HOLDINGS LIMITED	-0.47%	-1.24%	+2.29%	+36.96%	57.4B
QATAR NATIONAL BANK (Q.P.S.C.)	+2.54%	-0.70%	+19.39%	-15.69%	42.95B
CHINA EVERBRIGHT BANK COMPANY LIMITED	+1.49%	+2.00%	+29.94%	+26.32%	32.69B
INVEST BANK	0.00%	0.00%	0.00%	0.00%	32.25B
Average	+0.38%	+0.39%	+27.09%	+46.75%	81.16B
Weighted average by Cap.	+0.28%	+1.39%	+40.44%	+66.50%