Financials UBS Group AG

Equities

Market Closed - Swiss Exchange Other stock markets 11:30:57 2025-12-05 EST			5-day change	1st Jan Change
32.57 ^CHF	+4.09%		+5.00%	+17.45%

12-05	Sector Update: Financial Stocks Rise Late Afternoon	MT
12-05	DocuSign's Lack of Q4 Outlook Lift Disappoints, UBS Says	MT

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net sales ¹	29,407	32,928	31,923	35,591	44,359	39,489	40,660	42,161
Change	-	11.97%	-3.05%	11.49%	24.63%	-10.98%	2.96%	3.69%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT ¹	7,929	8,685	8,897	1,768	6,727	7,267	10,319	12,869
Change	-	9.53%	2.44%	-80.13%	280.58%	8.02%	42%	24.71%
Interest Paid	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	7,312	8,823	8,870	26,075	6,224	7,050	10,429	13,115
Change	-	20.67%	0.53%	193.96%	-76.13%	13.27%	47.91%	25.76%
Net income ¹	5,892	6,937	7,047	25,300	4,640	6,129	8,007	9,872
Change	-	17.74%	1.58%	259.01%	-81.66%	32.08%	30.64%	23.3%
Announcement Date	1/26/21	2/1/22	1/31/23	2/6/24	2/4/25	-	-	-

¹CHF in Million

Estimates

Fiscal Period: December	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3
Net sales ¹	7,273	7,936	8,170	8,378	8,098	8,992	8,607	8,242	7,416	7,775	8,432	10,531	9,461	11,535	10,301	10,709	10,617	10,340	9,770	10,117	9,876	10,671	10,320	10,283
Change	-	9.11%	2.94%	2.55%	-3.35%	11.04%	-4.28%	-4.23%	-10.03%	4.84%	8.46%	24.89%	-10.16%	21.92%	-10.7%	3.96%	-0.86%	-2.61%	-5.51%	3.55%	-2.39%	8.05%	-3.28%	-0.37%
EBITDA	2,440	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT	1,887	2,076	2,308	2,620	1,582	2,634	-	2,322	-	1,329	1,651	-	-	-	-	1,781	-	-	-	-	-	-	-	-
Change	-	10.03%	11.14%	13.56%	-39.61%	66.43%	-	-	-	-	24.2%	-	-	-	-	-	-	-	-	-	-	-	-	-
Charge d'intérêts	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	1,828	2,102	2,381	2,633	1,609	2,615	2,524	2,325	1,789	1,329	25,622	-229.6	-654.6	2,151	1,271	1,675	955.4	1,756	1,769	2,242	1,650	-	-	-
Change	-	14.96%	13.28%	10.59%	-38.92%	62.6%	-3.5%	-7.89%	-23.05%	-25.7%	1,827.48%	-100.9%	-185.06%	428.67%	-40.91%	31.76%	-42.96%	83.74%	0.77%	26.76%	-26.4%	-	-	-
Net income ¹	1,518	1,668	1,842	2,095	1,254	2,047	2,035	1,734	1,527	915	25,303	-706.9	-243.2	1,589	983	1,237	702.6	1,393	1,932	1,967	1,575	-	-	-
Change	-	9.89%	10.41%	13.72%	-40.13%	63.24%	-0.61%	-14.76%	-11.97%	-40.07%	2,665.51%	-102.79%	65.6%	753.47%	-38.14%	25.86%	-43.21%	98.28%	38.66%	1.82%	-19.95%	-	-	-
Announcement Date	1/26/21	4/27/21	7/20/21	10/26/21	2/1/22	4/26/22	7/26/22	10/25/22	1/31/23	4/25/23	8/31/23	11/7/23	2/6/24	5/7/24	8/14/24	10/30/24	2/4/25	4/30/25	7/30/25	10/29/25	-	-	-	-

¹CHF in Million

Estimates

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net Debt ¹	-7,054	-37,735	-39,634	-4,675	-	23,068	19,556	16,324
Change	-	-434.94%	-5.03%	88.2%	-	-	-15.22%	-16.53%
Announcement Date	1/26/21	2/1/22	1/31/23	2/6/24	2/4/25	-	-	-

¹CHF in Million

Estimates

Fiscal Period: December	2019	2020	2021	2022	2023	2024
CAPEX ¹	1,584	1,854	1,841	1,643	1,685	2,008
Change	-	17.05%	-0.7%	-10.76%	2.56%	19.17%
Free Cash Flow (FCF) ¹	-	-	-	-	-	-
Change	-	-	-	-	-	-
Announcement Date	2/28/20	3/5/21	3/7/22	3/6/23	3/28/24	3/17/25

¹USD in Million

Estimates

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-
EBIT Margin (%)	26.96%	26.38%	27.87%	4.97%	15.17%	18.4%	25.38%	30.52%
EBT Margin (%)	24.86%	26.8%	27.79%	73.26%	14.03%	17.85%	25.65%	31.11%
Net margin (%)	20.04%	21.07%	22.08%	71.09%	10.46%	15.52%	19.69%	23.42%
FCF margin (%)	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-
Profitability
ROA	0.63%	0.67%	0.69%	2.06%	0.31%	0.47%	0.6%	0.74%
ROE	11.5%	12.6%	13.3%	38.6%	6%	9.1%	10.99%	12.46%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	8.026	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Dividend per Share ¹	0.3289	0.4652	0.5043	0.6101	0.8213	0.8104	0.8757	0.9446
Change	-	41.44%	8.41%	20.99%	34.61%	-1.32%	8.05%	7.87%
Book Value Per Share ¹	14.9	16.6	16.78	23.71	24.46	24.44	26.58	28.47
Change	-	11.41%	1.09%	41.3%	3.16%	-0.06%	8.75%	7.1%
EPS ¹	1.591	1.916	2.078	7.679	1.387	1.877	2.541	3.258
Change	-	20.45%	8.44%	269.51%	-81.94%	35.31%	35.37%	28.24%
Nbr of stocks (in thousands)	3,587,944	3,445,569	3,182,354	3,233,265	3,185,707	3,169,176	3,169,176	3,169,176
Announcement Date	1/26/21	2/1/22	1/31/23	2/6/24	2/4/25	-	-	-