Financials OneMain Holdings, Inc.

Equities

OMF

US68268W1036

Consumer Lending

Market Closed - Nyse 16:00:02 2024-04-26 EDT 5-day change 1st Jan Change
50.89 USD +0.73% Intraday chart for OneMain Holdings, Inc. +4.50% +3.43%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 5,737 6,469 6,479 4,071 5,899 6,095 - -
Enterprise Value (EV) 1 21,722 22,036 23,688 21,854 24,698 26,298 27,099 6,095
P/E ratio 6.72 x 8.9 x 5.07 x 4.72 x 9.25 x 9.17 x 6.38 x -
Yield 7.12% 12.3% 19.1% 11.4% 8.13% 7.86% 8.02% 8.65%
Capitalization / Revenue 1.52 x 1.67 x 1.64 x 0.97 x 1.38 x 1.34 x 1.27 x 1.15 x
EV / Revenue 5.75 x 5.7 x 5.98 x 5.22 x 5.77 x 5.8 x 5.65 x 1.15 x
EV / EBITDA 10,089,019 x 10,498,396 x 8,297,194 x 10,406,609 x - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.32 x 1.88 x 2.09 x 1.33 x 1.85 x 1.84 x 1.67 x 1.47 x
Nbr of stocks (in thousands) 136,101 134,326 129,486 122,212 119,904 119,766 - -
Reference price 2 42.15 48.16 50.04 33.31 49.20 50.89 50.89 50.89
Announcement Date 20-02-10 21-02-08 22-02-02 23-02-07 24-02-07 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 3,779 3,867 3,958 4,187 4,280 4,537 4,798 5,292
EBITDA 2,153 2,099 2,855 2,100 - - - -
EBIT 1 2,262 2,405 2,334 2,613 2,561 1,445 1,828 -
Operating Margin 59.86% 62.19% 58.97% 62.41% 59.84% 31.85% 38.09% -
Earnings before Tax (EBT) 1 1,098 977 1,741 1,163 840 884.2 1,279 -
Net income 1 855 730 1,314 878 641 655.9 936.3 -
Net margin 22.63% 18.88% 33.2% 20.97% 14.98% 14.46% 19.51% -
EPS 2 6.270 5.410 9.870 7.060 5.320 5.551 7.971 -
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 3.000 5.940 9.550 3.800 4.000 4.000 4.080 4.400
Announcement Date 20-02-10 21-02-08 22-02-02 23-02-07 24-02-07 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 1,031 1,021 1,032 1,039 1,065 1,059 1,032 1,058 1,085 1,103 1,147 1,121 1,166 1,184 1,157
EBITDA 1 656 648 617 530 473 484 475 - 519 - 487.6 - - - -
EBIT 1 602 592 635 528 671 658 620 641 662 666 443.8 118.5 259.4 218.9 -
Operating Margin 58.39% 57.98% 61.53% 50.82% 63% 62.13% 60.08% 60.59% 61.01% 60.38% 38.68% 10.57% 22.25% 18.48% -
Earnings before Tax (EBT) 1 376 355 396 280 250 238 235 138 246 220 205.8 182 235 261.4 346
Net income 1 288 262 301 209 188 180 179 103 194 165 155.7 129.2 187.9 183.1 222.5
Net margin 27.93% 25.66% 29.17% 20.12% 17.65% 17% 17.34% 9.74% 17.88% 14.96% 13.57% 11.53% 16.12% 15.46% 19.24%
EPS 2 2.170 2.020 2.360 1.680 1.520 1.480 1.480 0.8500 1.610 1.380 1.317 1.088 1.585 1.553 1.890
Dividend per Share 2 4.200 0.7000 0.9500 0.9500 0.9500 0.9500 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.030
Announcement Date 21-10-20 22-02-02 22-04-28 22-07-27 22-10-26 23-02-07 23-04-25 23-07-26 23-10-25 24-02-07 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt 1 15,985 15,567 17,209 17,783 18,799 20,203 21,004 -
Net Cash position 1 - - - - - - - -
Leverage (Debt/EBITDA) 7.425 x 7.416 x 6.028 x 8.468 x - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 22.5% 18.8% 40.2% 28.7% 20.7% 27.7% 37.3% 45.9%
ROA (Net income/ Total Assets) 3.9% 3.2% 6.46% 3.94% 2.7% 2.81% 3.51% -
Assets 1 21,923 22,812 20,354 22,306 23,741 23,350 26,646 -
Book Value Per Share 2 31.80 25.60 23.90 25.00 26.60 27.70 30.50 34.60
Cash Flow per Share 17.30 16.40 16.90 - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 20-02-10 21-02-08 22-02-02 23-02-07 24-02-07 - - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
14
Last Close Price
50.89 USD
Average target price
54.46 USD
Spread / Average Target
+7.02%
Consensus
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