Feb 7 (Reuters) - New York Community Bancorp on Wednesday pledged to reduce its exposure in the troubled commercial real estate (CRE) sector, attempting to reassure investors who have dumped the stock since its earnings report last week.

The lender reported a surprise fourth-quarter loss after building bigger provisions for potential loan defaults, primarily because of its CRE exposure.

Here is a breakdown of the bank's loan book as of Dec. 31:

** Total Assets and Deposits

New York Community Bancorp's reported total assets of $116.3 billion and total deposits of $81.4 billion at the end of 2023.

The bank said its total deposits had risen to about $83 billion on Tuesday, which is 2% higher than those reported at year-end.

** Commercial and Industrial Loans (C&I)

The lender said its total C&I loans were $25.3 billion, including loans acquired from Signature Bank and its warehouse lending. These made up about 30% of its total loans.

** Commercial Loans

The lender's commercial loans - which include commercial real estate and acquisition as well as development and construction loans - were $13.35 billion, or nearly 16% of its total loans.

** Multi-family Loans

Its multi-family loan portfolio was $37.2 billion and accounted for about 44% of its total loans.

** Other loans

The bank's one-to-four family residential loans totaled $6.09 billion, representing 7.2% of its total loans.

Other loans - which include home equity line of credit or HELOC and some consumer loans - were $2.6 billion.

(Reporting by Bhanvi Satija and Kannaki Deka in Bengaluru; Editing by Arun Koyyur)