Item 2.02 Results of Operations and Financial Condition

On January 23, 2023, NBT Bancorp Inc. issued a press release describing its results of operations for the quarter ended December 31, 2022. That press release is furnished as Exhibit 99.1 hereto. A conference call will be held at 8:30 a.m. Eastern Time on Tuesday, January 24, 2023, to review the fourth quarter 2022 financial results. The audio webcast link, along with the corresponding presentation slides, will be available on the Event Calendar page of the Company's website at www.nbtbancorp.com.

Item 9.01 Financial Statements and Exhibits.





(a) Not applicable.

(b) Not applicable.

(c) Not applicable.

(d) Exhibits.



Exhibit No.   Description



  99.1     Press release of NBT Bancorp Inc. January 23, 2023

104        Cover Page Interactive Data File (embedded within the Inline XBRL document)

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