Financials Intesa Sanpaolo S.p.A. Berne S.E.

Equities

ISP

IT0000072618

Banks

Delayed Berne S.E. 12:00:01 2023-05-19 EDT 5-day change 1st Jan Change
2.345 CHF -6.20% Intraday chart for Intesa Sanpaolo S.p.A. -.--% -.--%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 41,083 37,112 44,085 37,978 48,222 64,102 - -
Enterprise Value (EV) 1 41,083 37,112 44,085 37,978 48,222 64,102 64,102 64,102
P/E ratio 9.79 x 10.6 x 10.3 x 9.03 x 6.29 x 7.49 x 7.19 x 7.16 x
Yield 8.18% 1.87% 6.64% 7.75% 11.2% 9.38% 9.77% 9.88%
Capitalization / Revenue 2.27 x 1.95 x 2.11 x 1.77 x 1.92 x 2.44 x 2.42 x 2.42 x
EV / Revenue 2.27 x 1.95 x 2.11 x 1.77 x 1.92 x 2.44 x 2.42 x 2.42 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.73 x 0.56 x 0.69 x 0.64 x 0.78 x 1.08 x 1.02 x 0.98 x
Nbr of stocks (in thousands) 17,493,498 19,404,083 19,386,670 18,275,995 18,241,724 18,059,449 - -
Reference price 2 2.348 1.913 2.274 2.078 2.644 3.550 3.550 3.550
Announcement Date 20-02-04 21-02-05 22-02-04 23-02-03 24-02-06 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 18,083 19,023 20,918 21,470 25,138 26,224 26,458 26,498
EBITDA - - - - - - - -
EBIT 1 8,793 9,052 9,956 10,536 13,809 14,833 14,830 14,675
Operating Margin 48.63% 47.58% 47.6% 49.07% 54.93% 56.56% 56.05% 55.38%
Earnings before Tax (EBT) 1 6,593 5,719 6,668 7,344 12,058 12,938 12,875 12,499
Net income 1 4,182 3,277 4,185 4,354 7,724 8,553 8,646 8,425
Net margin 23.13% 17.23% 20.01% 20.28% 30.73% 32.61% 32.68% 31.8%
EPS 2 0.2400 0.1800 0.2200 0.2300 0.4200 0.4738 0.4938 0.4957
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.1920 0.0357 0.1510 0.1610 0.2960 0.3329 0.3469 0.3508
Announcement Date 20-02-04 21-02-05 22-02-04 23-02-03 24-02-06 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 S1 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 10,806 5,020 5,414 5,347 5,015 5,674 6,057 6,341 6,367 6,373 6,732 6,643 6,539 6,488
EBITDA - - - - - - - - - - - - - -
EBIT 1 5,509 1,993 2,910 2,735 2,375 2,544 3,521 3,666 3,717 2,905 4,162 3,922 - -
Operating Margin 50.98% 39.7% 53.75% 51.15% 47.36% 44.84% 58.13% 57.81% 58.38% 45.58% 61.82% 59.04% - -
Earnings before Tax (EBT) 1 - 434 2,144 2,089 1,838 1,301 3,363 3,381 3,328 1,986 3,930 3,432 - -
Net income 1 3,023 179 1,024 1,330 930 1,070 1,956 2,266 1,900 1,602 2,301 2,437 2,419 2,030
Net margin 27.98% 3.57% 18.91% 24.87% 18.54% 18.86% 32.29% 35.74% 29.84% 25.14% 34.18% 36.68% 37% 31.29%
EPS 2 - 0.0100 0.0500 0.0700 0.0500 0.0600 0.1000 0.1300 0.1000 0.0900 0.1300 0.1282 0.1224 0.1012
Dividend per Share - - - - - - - - - - - - - -
Announcement Date 21-08-04 22-02-04 22-05-06 22-07-29 22-11-04 23-02-03 23-05-05 23-07-28 23-11-03 24-02-06 24-05-03 - - -
1EUR in Million2EUR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 7.6% 5.38% 6.46% 6.94% 12.4% 14.6% 14.2% 13.5%
ROA (Net income/ Total Assets) 0.52% 0.36% 0.4% 0.43% 0.8% 0.87% 0.88% 0.86%
Assets 1 802,687 909,520 1,035,891 1,023,267 969,086 982,173 983,800 981,758
Book Value Per Share 2 3.220 3.400 3.290 3.250 3.370 3.280 3.500 3.620
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 20-02-04 21-02-05 22-02-04 23-02-03 24-02-06 - - -
1EUR in Million2EUR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
21
Last Close Price
3.55 EUR
Average target price
4.125 EUR
Spread / Average Target
+16.21%
Consensus
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