Financials FGL Holdings NYSE

Stocks

Delayed NYSE Other stock markets			5-day change	1st Jan Change
- ^USD	-.--%		-20.62%	-21.22%

06-16	F&G Annuities & Life, Inc. Announces CFO Changes	CI
06-16	F&G Annuities & Life, Inc. Announces Appointment of Michael Bailey as Executive Vice President, Effective August 3, 2026	CI

Fiscal Period: December	2022	2023	2024	2025	2026	2027	2028
Net sales ¹	2,340	4,500	5,744	5,731	3,113	3,425	3,650
Change	-	92.31%	27.64%	-0.23%	-45.68%	10.02%	6.57%
EBITDA	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-
EBIT	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-
Interest Paid ¹	-29	-97	-132	-164	-170	-184	-196
Earnings before Tax (EBT)	598	-35	778	323	-	718	780
Change	-	-105.85%	2,322.86%	-58.48%	-	-	8.64%
Net income	481	-58	622	-	-	572	623
Change	-	-112.06%	1,172.41%	-	-	-	8.92%
Announcement Date	2/22/23	2/21/24	2/20/25	2/19/26	-	-	-

¹USD in Million

Estimates

Fiscal Period: December	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q2	2026 Q3	2026 Q4	2027 Q1	2027 Q2	2027 Q3	2027 Q4	2028 Q1
Net sales ¹	-	623	869	1,168	851	1,612	1,569	1,172	1,444	1,559	908	1,364	1,694	1,765	747	794	811	835	847	864	880	893
Change	-	-	39.49%	34.41%	-27.14%	89.42%	-2.67%	-25.3%	23.21%	7.96%	-41.76%	50.22%	24.19%	4.19%	-57.68%	6.29%	2.14%	2.96%	1.44%	2.01%	1.85%	1.48%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Charge d'intérêts ¹	-	-6	-22	-25	-24	-26	-30	-28	-36	-38	-40	-41	-42	-41	-41	-44	-44	-46	-46	-46	-46	-49
Earnings before Tax (EBT) ¹	-	-176	-203	163	380	-375	142	254	-30	412	-26	57	131	161	137	164	173	172	175	184	187	189
Change	-	-	-15.34%	180.3%	133.13%	-198.68%	137.87%	78.87%	-111.81%	1,473.33%	-106.31%	319.23%	129.82%	22.9%	-14.91%	19.71%	5.49%	-0.58%	1.74%	5.14%	1.63%	1.07%
Net income ¹	115	-100	-195	130	306	-299	111	198	-10	323	-	-	-	-	107	131	138	137	139	147	150	151
Change	-	-186.96%	-95%	166.67%	135.38%	-197.71%	137.12%	78.38%	-105.05%	3,330%	-	-	-	-	-	22.43%	5.34%	-0.72%	1.46%	5.76%	2.04%	0.67%
Announcement Date	11/10/22	2/22/23	5/3/23	8/8/23	11/7/23	2/21/24	5/8/24	8/5/24	11/6/24	2/20/25	5/7/25	8/4/25	11/6/25	2/19/26	-	-	-	-	-	-	-	-

¹USD in Million

Estimates

Fiscal Period: December	2022	2023	2024	2025	2026	2027	2028
Net Debt	154	-	-	-	-	-	-
Change	-	-	-	-	-	-	-
Announcement Date	2/22/23	2/21/24	2/20/25	2/19/26	-	-	-

Estimates

Fiscal Period: December	2020	2021	2022	2023	2024	2025
CAPEX ¹	-	-	32	27	24	15
Change	-	-	-	-15.62%	-11.11%	-37.5%
Free Cash Flow (FCF) ¹	2,106	1,713	-1,029	1,682	543.2	2,765
Change	-	-18.66%	-160.08%	263.43%	-67.7%	408.95%
Announcement Date	8/31/22	8/31/22	2/27/23	2/29/24	2/28/25	2/26/26

¹USD in Million

Estimates

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027	2028
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	-	-	-	-	-	-	-	-
EBT Margin (%)	-	-	25.56%	-0.78%	13.54%	5.64%	-	20.96%	21.37%
Net margin (%)	-	-	20.56%	-1.29%	10.83%	-	-	16.7%	17.07%
FCF margin (%)	-	-	27.95%	-	-	-	-	-	-
FCF / Net Income (%)	-	-	135.97%	-	-	-	-	-	-
Profitability
ROA	-0.16%	1.56%	0.76%	0.06%	0.73%	0.33%	-	-	-
ROE	-1.14%	20.03%	15.27%	-2.11%	17.89%	6.03%	-	-	-
Financial Health
Leverage (Debt/EBITDA)	-	-	0.26x	2.08x	-	1.35x	-	-	-
Debt / Free cash flow	-	-	-0.16x	0.12x	-	0.28x	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	1.37%	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	4.89%	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	27.57	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Book Value Per Share ¹	-	-	14.41	24.63	29.14	33.49	36.51	38	39.54
Change	-	-	-	70.92%	18.31%	14.93%	9.02%	4.08%	4.05%
EPS ¹	-	-	4.18	-0.47	4.88	-	4.66	4.31	4.68
Change	-	-	-	-111.24%	1,138.3%	-	-	-7.51%	8.58%
Nbr of stocks (in thousands)	-	-	125,000	125,497	126,094	134,620	132,485	132,485	132,485
Announcement Date	-	-	2/22/23	2/21/24	2/20/25	2/19/26	-	-	-