Financials Dar Al Aman for Islamic Finance

Equities

DAIF

JO3128211013

Consumer Lending

End-of-day quote Amman S.E. 18:00:00 2024-05-13 EDT 5-day change 1st Jan Change
0.26 JOD +4.00% Intraday chart for Dar Al Aman for Islamic Finance +4.00% -10.34%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 7 7 5.4 4.48 3.68 4.64
Enterprise Value (EV) 1 6.466 6.757 5.585 4.131 3.252 4.508
P/E ratio -4.37 x 19.4 x -222 x -10.5 x -4.86 x -2.85 x
Yield - - - - - -
Capitalization / Revenue 18.4 x 12.4 x 9.25 x -26.4 x -4.93 x -9.4 x
EV / Revenue 17 x 12 x 9.57 x -24.3 x -4.36 x -9.13 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.68 x 0.66 x 0.51 x 0.44 x 0.39 x 0.59 x
Nbr of stocks (in thousands) 16,000 16,000 16,000 16,000 16,000 16,000
Reference price 2 0.4375 0.4375 0.3375 0.2800 0.2300 0.2900
Announcement Date 3/31/19 5/10/20 3/29/21 4/17/22 3/29/23 3/28/24
1JOD in Million2JOD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 0.3801 0.5651 0.5839 -0.1698 -0.746 -0.4936
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 -1.782 0.079 -0.0974 -0.4247 -0.7576 -0.7808
Net income 1 -1.602 0.3616 -0.0244 -0.4247 -0.7576 -1.63
Net margin -421.44% 63.98% -4.17% 250.1% 101.55% 330.21%
EPS 2 -0.1001 0.0226 -0.001523 -0.0265 -0.0473 -0.1019
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - -
Announcement Date 3/31/19 5/10/20 3/29/21 4/17/22 3/29/23 3/28/24
1JOD in Million2JOD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - 0.19 - - -
Net Cash position 1 0.53 0.24 - 0.35 0.43 0.13
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) -12.8% 3.45% -0.23% -4.07% -7.7% -18.9%
ROA (Net income/ Total Assets) -9.83% 2.74% -0.2% -3.88% -7.44% -17.8%
Assets 1 16.3 13.22 12.04 10.93 10.18 9.135
Book Value Per Share 2 0.6400 0.6700 0.6600 0.6400 0.5900 0.4900
Cash Flow per Share 2 0.0300 0.0200 0 0.0200 0.0200 0.0100
Capex 1 0 0 0.26 0.04 0 -
Capex / Sales 0.5% 0.06% 45.19% -25.47% -0.04% -
Announcement Date 3/31/19 5/10/20 3/29/21 4/17/22 3/29/23 3/28/24
1JOD in Million2JOD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

  1. Stock Market
  2. Equities
  3. DAIF Stock
  4. Financials Dar Al Aman for Islamic Finance
-40% Limited Time Offer: Our subscriptions help you unlock hidden opportunities.
BENEFIT NOW