Central Federal Bancshares, Inc. is a holding company of Central Federal Savings and Loan Association of Rolla (Central Federal). Central Federal is a community-oriented financial institution, focused on providing financial services to the customers in Phelps County, Missouri and it also services customers in the contiguous Missouri counties of Dent, Texas, Crawford, Pulaski and Maries. Central Federal offers a variety of loan and deposit products to its customers. Its real estate loans consists primarily of residential loans, including owner-occupied and non-owner occupied one-to four-family residential loans. It also offers commercial and multi-family real estate loans, commercial business loans and consumer loans, including automobile and recreational vehicle loans. Central Federal's portfolio segments include commercial business, commercial and multi-family real estate, residential real estate, and consumer and other.
CENTRAL FEDERAL BANCSHARES, INC. 
