The
The
The implementation of SCA will be based on two or more of the following categories:
Knowledge (Something You Know) - Information only the user knows.
Possession (Something You Have) - Something only the user possesses. Possession refers not only to physical possession, but also to nonphysical possession.
Inherence (Something You Are) - This category includes biological, behavioral, and biometric features.
In other words, to perform SCA the user must be identified according to two or more elements, where each element is from a different category. These elements must also be independent of each other, so that the breach of one does not compromise the reliability of the others and confidentiality of the data is protected.
The elements in each category were determined after reviewing the elements set in
The components in the specified categories will be updated from time to time according to changes and developments in the field.
In order to make the SCA principles accessible to the public, the
Link to a dedicated website (Hebrew) with a list of elements that may be considered SCA-compliant in each category, and additional requirements for SCA implementation.
https://e-umb.boi.gov.il/%D7%94%D7%AA%D7%A4%D7%A7%D7%99%D7%93%D7%99%D7%9D-%D7%94%D7%9B%D7%9C%D7%9B%D7%9C%D7%99%D7%99%D7%9D/supervisionregulation/%D7%A4%D7%99%D7%A7%D7%95%D7%97-%D7%A2%D7%9C-%D7%9E%D7%A2%D7%A8%D7%9B%D7%95%D7%AA-%D7%AA%D7%A9%D7%9C%D7%95%D7%9E%D7%99%D7%9D/%D7%90%D7%99%D7%9E%D7%95%D7%AA-%D7%9E%D7%95%D7%92%D7%91%D7%A8/
Explanatory video clips - There are two dedicated video clips, one for merchants and one for payment cardholders, illustrating the principles. The
SCA for consumers:
For viewing: https://youtu.be/uue5m8sUibc
For download: https://we.tl/t-qz03npgfGI
SCA for merchants
For viewing: https://youtu.be/DYIl0tsddpg
For download: https://we.tl/t-akIhhgIrKN
(The
The position paper attached
[1] The Payment Cards Committee is a market committee that discusses broad topics relating to the payment cards market.
[2] https://www.eba.europa.eu/file/104475/
14
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