Temenos launched a front-to-back banking software as a service designed uniquely for the US market " with pre-integrated U.S. banking products and services designed to deliver an outstanding customer experience. Leveraging the power of its Temenos Infinity and Temenos Transact banking products built on its modern cloud-native, cloud-agnostic and API-first technology, Temenos has developed the next-generation SaaS product, enabling new digital banks to launch in the US within 90 days, and grow their business rapidly. The Temenos U.S. SaaS offering provides new digital banks with a superior omnichannel front-to-back solution that delivers fully configured banking products and services, including support for conversational interfaces, artificial intelligence, augmented reality, and wearable technologies. This gives an exceptional customer experience that allows digital banks to open new accounts seamlessly through all digital channels. Temenos US SaaS product allows new digital banks to come to market quickly, acquire customers fast, reduce customer onboarding time, and grow share of wallet and revenues fast. Onboarding new customers is seamless and frictionless " and can be completed in a matter of minutes. The solution is highly parameterized, allowing banks to rapidly configure and launch innovative products and services. In a market where a differentiated user experience is critical to success, banks can choose to customize Temenos’ customer-facing applications based on its class-leading multi-experience platform or build their own by connecting to Temenos’ extensive catalogue of functionally rich open APIs. Additionally, Temenos’ U.S. SaaS platform provides access to pre-integrated and packaged fintechs on Temenos MarketPlace, ranging from ID verification and e-signature, to live chat and Personal Financial Management (PFM) services, allowing new digital banks to create innovative offerings at speed. The Temenos product has built-in U.S. regulatory compliance and is fully integrated with the U.S. banking landscape via its catalogue of third-party interfaces and connectors. Temenos SaaS cloud deployment provides cost and scalability benefits with high security and availability measures. Accessing the solution through a pay-as-you-go subscription model, banks will pay only for what they use with the price scaling as business grows. The solution is continuously deployed 24 X 7 X365 days, per year, underpinned by a microservices architecture delivering highly efficient elastic scaling capability, automatically provisioning resources to perfectly match demand upwards or downwards. All providing a seamless service experience that delivers constant innovation, releasing banks from the relentless and costly cycle of software upgrades. Temenos cloud-agnostic technology and deep commitment to continual R&D ensures that, for years to come, Temenos will remain at the forefront of banking’s digital transformation, taking advantage of the best cloud innovation available while delivering the lowest cost option.