The Final Terms dated 14 January 2020 relating to the issue by Standard Chartered PLC on 16 January 2020 of €750,000,000 0.85%. Fixed Rate Reset Notes due 2028 have been submitted to the Financial Conduct Authority and are available for viewing. The Notes have been issued under the USD 77,500,000,000 Debt Issuance Programme established by Standard Chartered PLC and Standard Chartered Bank. Application has been made for the Notes to be admitted to the Official List of the Financial Conduct Authority and to trading on the London Stock Exchange with effect from 16 January 2020.