Financials Southern Missouri Bancorp, Inc.

Equities

SMBC

US8433801060

Banks

Market Closed - Nasdaq 16:30:01 2024-05-03 EDT 5-day change 1st Jan Change
41.38 USD +0.17% Intraday chart for Southern Missouri Bancorp, Inc. +1.07% -22.49%

Valuation

Fiscal Period: June 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 324.8 221.8 401.7 421.3 435.7 470.3 -
Enterprise Value (EV) 1 324.8 221.8 401.7 421.3 435.7 470.3 470.3
P/E ratio 11.1 x 8.13 x 8.63 x 8.67 x 10.2 x 9.81 x 9.3 x
Yield 1.49% 2.47% 1.38% 1.77% 2.18% 2.03% 2.03%
Capitalization / Revenue 3.7 x 2.28 x 3.56 x 3.38 x 2.85 x 2.87 x 2.73 x
EV / Revenue 3.7 x 2.28 x 3.56 x 3.38 x 2.85 x 2.87 x 2.73 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.35 x 0.86 x 1.41 x 1.3 x - 0.95 x 0.87 x
Nbr of stocks (in thousands) 9,324 9,128 8,934 9,308 11,331 11,366 -
Reference price 2 34.83 24.30 44.96 45.26 38.45 41.38 41.38
Announcement Date 19-07-22 20-07-27 21-07-26 22-07-25 23-07-24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: June 2019 2020 2021 2022 2023 2024 2025
Net sales 1 87.71 97.49 112.7 124.8 152.9 163.8 172.1
EBITDA - - - - - - -
EBIT 1 - 40.43 58.68 61.39 - 67.2 74.1
Operating Margin - 41.47% 52.06% 49.2% - 41.03% 43.05%
Earnings before Tax (EBT) 1 35.95 34.43 59.71 59.9 49.46 59.66 63.84
Net income 1 28.9 27.5 47.03 46.97 39.24 47.68 49.88
Net margin 32.95% 28.21% 41.72% 37.65% 25.65% 29.12% 28.98%
EPS 2 3.140 2.990 5.210 5.220 3.780 4.220 4.450
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 0.5200 0.6000 0.6200 0.8000 0.8400 0.8400 0.8400
Announcement Date 19-07-22 20-07-27 21-07-26 22-07-25 23-07-24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: June 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2 2025 Q3
Net sales 1 30.14 30.34 30.02 34.26 34.02 33.71 40.05 45.17 41.25 40.13 40.09 40.8 41.7 42.54 43.52
EBITDA - - - - - - - - - - - - - - -
EBIT 1 15.94 15.27 13.26 16.93 - 16.07 - - 17.54 16.27 15.04 16.7 17 18 19.3
Operating Margin 52.88% 50.33% 44.18% 49.41% - 47.67% - - 42.52% 40.54% 37.52% 40.94% 40.76% 42.32% 44.34%
Earnings before Tax (EBT) 1 16.23 15.27 11.71 16.69 12.05 14.93 2.987 19.5 16.64 15.37 14.14 14.36 14.55 15.98 16.36
Net income 1 12.7 11.93 9.311 13.03 9.56 11.61 2.391 15.49 13.09 12.14 11.25 11.2 11.4 12.49 12.78
Net margin 42.14% 39.32% 31.02% 38.03% 28.1% 34.45% 5.97% 34.3% 31.75% 30.25% 28.06% 27.44% 27.33% 29.36% 29.37%
EPS 2 1.430 1.350 1.030 1.410 1.040 1.260 0.2200 1.370 1.160 1.070 0.9900 0.9950 1.015 1.115 1.145
Dividend per Share 2 0.2000 0.2000 0.2000 0.2000 0.2100 0.2100 0.2100 0.2100 0.2100 0.2100 0.2100 0.2100 0.2100 0.2100 0.2100
Announcement Date 21-10-25 22-01-24 22-04-25 22-07-25 22-10-25 23-01-30 23-05-02 23-07-24 23-10-23 24-01-29 24-04-29 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: June 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 13.3% 11.6% 17.4% 15.5% 10.4% 10.4% 9.85%
ROA (Net income/ Total Assets) 1.43% 1.21% 1.79% 1.59% 1.03% 1.06% 1.04%
Assets 1 2,027 2,265 2,621 2,958 3,809 4,520 4,820
Book Value Per Share 2 25.70 28.40 31.90 34.90 - 43.30 47.50
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 19-07-22 20-07-27 21-07-26 22-07-25 23-07-24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
2
Last Close Price
41.38 USD
Average target price
50.5 USD
Spread / Average Target
+22.04%
Consensus
  1. Stock Market
  2. Equities
  3. SMBC Stock
  4. Financials Southern Missouri Bancorp, Inc.