SMARTPAY HOLDINGS LIMITED |
End-of-day quote
Other stock markets
|
5-day change | 1st Jan Change | ||
| 1.35 NZD | -0.74% |
|
-4.93% | -9.09% |
| 02-23 | SPDR S&P 500 ETF tops record $500 bln in assets as Nvidia soars | RE |
| 2023 | Smartpay Reports 68% Jump in Profit Before Tax | MT |
Valuation
| Fiscal Period: Marzo | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Capitalization 1 | 32.63 | 60.81 | 225.1 | 168 | 295.5 | 321.7 | - | - |
| Enterprise Value (EV) 1 | 32.63 | 60.81 | 228.1 | 164.4 | 286 | 316.3 | 306.8 | 290.4 |
| P/E ratio | - | - | - | - | - | - | - | - |
| Yield | - | - | - | - | - | - | - | - |
| Capitalization / Revenue | 1.55 x | 2.15 x | 6.65 x | 3.49 x | 3.8 x | 3.25 x | 2.68 x | 2.23 x |
| EV / Revenue | 1.55 x | 2.15 x | 6.74 x | 3.42 x | 3.68 x | 3.2 x | 2.56 x | 2.01 x |
| EV / EBITDA | - | 8.22 x | 30.1 x | 14.8 x | 15.5 x | 14.5 x | 11 x | 8.06 x |
| EV / FCF | - | 220 x | 114 x | 50.6 x | 59.6 x | 74.4 x | 26.9 x | 16.8 x |
| FCF Yield | - | 0.45% | 0.88% | 1.98% | 1.68% | 1.34% | 3.72% | 5.96% |
| Price to Book | - | - | - | - | - | - | - | - |
| Nbr of stocks (in thousands) | 171,752 | 173,752 | 232,110 | 238,285 | 238,285 | 238,285 | - | - |
| Reference price 2 | 0.1900 | 0.3500 | 0.9700 | 0.7050 | 1.240 | 1.350 | 1.350 | 1.350 |
| Announcement Date | 19-06-14 | 20-06-23 | 21-05-27 | 22-05-30 | 23-05-29 | - | - | - |
1NZD in Million2NZD
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: Marzo | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 21.1 | 28.3 | 33.84 | 48.08 | 77.78 | 98.86 | 119.9 | 144.4 |
| EBITDA 1 | - | 7.4 | 7.582 | 11.1 | 18.39 | 21.87 | 27.94 | 36.03 |
| EBIT 1 | - | 0.046 | -0.221 | 3.124 | 9.57 | 10.62 | 15.17 | 21.95 |
| Operating Margin | - | 0.16% | -0.65% | 6.5% | 12.3% | 10.74% | 12.65% | 15.2% |
| Earnings before Tax (EBT) 1 | - | -4.983 | -14.96 | 2.705 | 7.573 | 9.654 | 15 | 21.43 |
| Net income 1 | - | -4.4 | -15.2 | 3.104 | 8.458 | 7.884 | 12.32 | 16.83 |
| Net margin | - | -15.55% | -44.91% | 6.46% | 10.87% | 7.98% | 10.27% | 11.66% |
| EPS | - | - | - | - | - | - | - | - |
| Free Cash Flow 1 | - | 0.276 | 2.004 | 3.249 | 4.8 | 4.25 | 11.4 | 17.3 |
| FCF margin | - | 0.98% | 5.92% | 6.76% | 6.17% | 4.3% | 9.51% | 11.98% |
| FCF Conversion (EBITDA) | - | 3.73% | 26.43% | 29.28% | 26.1% | 19.43% | 40.8% | 48.02% |
| FCF Conversion (Net income) | - | - | - | 104.67% | 56.75% | 53.91% | 92.56% | 102.77% |
| Dividend per Share | - | - | - | - | - | - | - | - |
| Announcement Date | 19-06-14 | 20-06-23 | 21-05-27 | 22-05-30 | 23-05-29 | - | - | - |
1NZD in Million
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: March | 2020 S1 | 2020 S2 | 2021 S1 | 2021 S2 | 2022 S1 | 2022 S2 | 2023 S1 | 2023 S2 | 2024 S1 |
|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 13.42 | 14.88 | 14.53 | 19.32 | 21.04 | 27.04 | 35.4 | 42.37 | 46.91 |
| EBITDA 1 | - | 3.798 | 3.391 | 4.191 | 3.744 | 7.352 | 8.101 | 10.29 | 9.553 |
| EBIT 1 | - | 0.027 | -0.197 | -0.024 | - | - | - | - | 4.61 |
| Operating Margin | - | 0.18% | -1.36% | -0.12% | - | - | - | - | 9.83% |
| Earnings before Tax (EBT) | - | - | - | - | - | - | - | - | - |
| Net income 1 | - | -3.733 | -9.218 | -5.982 | 0.425 | 2.679 | 3.04 | 5.418 | 2.637 |
| Net margin | - | -25.09% | -63.44% | -30.97% | 2.02% | 9.91% | 8.59% | 12.79% | 5.62% |
| EPS | - | - | - | - | - | - | - | - | - |
| Dividend per Share | - | - | - | - | - | - | - | - | - |
| Announcement Date | 19-11-28 | 20-06-23 | 20-11-24 | 21-05-27 | 21-11-28 | 22-05-30 | 22-11-27 | 23-05-29 | 23-11-26 |
1NZD in Million
Estimates
Balance Sheet Analysis
| Fiscal Period: March | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net Debt 1 | - | - | 2.97 | - | - | - | - | - |
| Net Cash position 1 | - | - | - | 3.6 | 9.48 | 5.41 | 14.9 | 31.3 |
| Leverage (Debt/EBITDA) | - | - | 0.3916 x | - | - | - | - | - |
| Free Cash Flow 1 | - | 0.28 | 2 | 3.25 | 4.8 | 4.25 | 11.4 | 17.3 |
| ROE (net income / shareholders' equity) | - | -8.81% | -11% | 9.76% | 22.6% | 17.1% | 21.1% | 23.7% |
| ROA (Net income/ Total Assets) | - | -8.81% | -29.2% | 4.83% | 10.9% | 8.54% | 11.9% | 14% |
| Assets 1 | - | 49.94 | 52.13 | 64.22 | 77.71 | 92.36 | 103.5 | 120.4 |
| Book Value Per Share | - | - | - | - | - | - | - | - |
| Cash Flow per Share | - | - | - | - | - | - | - | - |
| Capex 1 | - | 1.21 | 2.91 | 4.12 | 8.99 | 14.5 | 14.8 | 15.7 |
| Capex / Sales | - | 4.27% | 8.61% | 8.57% | 11.56% | 14.62% | 12.38% | 10.84% |
| Announcement Date | 19-06-14 | 20-06-23 | 21-05-27 | 22-05-30 | 23-05-29 | - | - | - |
1NZD in Million
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
Sell
Buy
Mean consensus
OUTPERFORM
Number of Analysts
2
Last Close Price
1.35
NZD
Average target price
2.1
NZD
Spread / Average Target
+55.56%
Quarterly revenue - Rate of surprise
| 1st Jan change | Capi. | |
|---|---|---|
| -9.09% | 191M | |
| +17.35% | 91.21B | |
| +7.41% | 69.43B | |
| -3.71% | 46.28B | |
| -1.91% | 31.78B | |
| +7.50% | 21.83B | |
| -16.97% | 11.95B | |
| -9.73% | 10.07B | |
| +11.32% | 9.07B | |
| -25.92% | 7.68B |
- Stock Market
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- Financials Smartpay Holdings Limited
