Real-time Estimate
Cboe BZX
13:40:05 2024-05-14 EDT
|
5-day change
|
1st Jan Change
|
96.7
USD
|
-0.06%
|
|
-3.20%
|
-2.77%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Capitalization
1 |
3,872
|
4,008
|
4,927
|
5,341
|
6,027
|
5,904
|
-
|
Enterprise Value (EV)
1 |
3,872
|
4,008
|
4,927
|
5,341
|
6,027
|
5,904
|
5,904
|
P/E ratio
|
14.4
x
|
16.4
x
|
12.6
x
|
25
x
|
17
x
|
14.3
x
|
11.5
x
|
Yield
|
1.27%
|
1.4%
|
1.26%
|
1.29%
|
1.26%
|
1.47%
|
1.6%
|
Capitalization / Revenue
|
1.36
x
|
1.37
x
|
1.46
x
|
1.5
x
|
1.42
x
|
1.21
x
|
1.1
x
|
EV / Revenue
|
1.36
x
|
1.37
x
|
1.46
x
|
1.5
x
|
1.42
x
|
1.21
x
|
1.1
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
1.77
x
|
1.58
x
|
1.77
x
|
2.3
x
|
2.19
x
|
1.92
x
|
1.68
x
|
Nbr of stocks (in thousands)
|
59,402
|
59,835
|
60,124
|
60,275
|
60,588
|
60,792
|
-
|
Reference price
2 |
65.19
|
66.98
|
81.94
|
88.61
|
99.48
|
97.11
|
97.11
|
Announcement Date
|
20-01-30
|
21-01-28
|
22-02-03
|
23-02-02
|
24-01-31
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net sales
1 |
2,846
|
2,922
|
3,379
|
3,558
|
4,232
|
4,868
|
5,363
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
336.4
|
303
|
505.3
|
280.2
|
458.4
|
546.6
|
657.5
|
Net income
1 |
271.6
|
246.4
|
394.5
|
215.7
|
356
|
427.9
|
520.9
|
Net margin
|
9.54%
|
8.43%
|
11.67%
|
6.06%
|
8.41%
|
8.79%
|
9.71%
|
EPS
2 |
4.530
|
4.090
|
6.500
|
3.540
|
5.840
|
6.807
|
8.415
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
0.8300
|
0.9400
|
1.030
|
1.140
|
1.250
|
1.430
|
1.552
|
Announcement Date
|
20-01-30
|
21-01-28
|
22-02-03
|
23-02-02
|
24-01-31
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
869.7
|
846.1
|
864.8
|
895
|
952.2
|
999.8
|
1,040
|
1,081
|
1,111
|
1,165
|
1,204
|
1,236
|
1,263
|
1,301
|
1,328
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
123.8
|
69.89
|
49.9
|
52.6
|
107.8
|
114.8
|
74.2
|
112.5
|
157
|
102.6
|
132.1
|
144.4
|
168.3
|
157.1
|
151.9
|
Net income
1 |
96.7
|
54
|
37.2
|
40.2
|
84.2
|
90.3
|
56.3
|
86.9
|
122.5
|
80.2
|
103.5
|
109.8
|
133.2
|
127.6
|
117.8
|
Net margin
|
11.12%
|
6.38%
|
4.3%
|
4.49%
|
8.84%
|
9.03%
|
5.41%
|
8.04%
|
11.03%
|
6.88%
|
8.6%
|
8.89%
|
10.54%
|
9.81%
|
8.87%
|
EPS
2 |
1.590
|
1.410
|
0.6100
|
0.6600
|
1.380
|
1.480
|
0.9200
|
1.420
|
2.010
|
1.310
|
1.558
|
1.770
|
2.147
|
2.053
|
1.900
|
Dividend per Share
2 |
0.2800
|
0.2800
|
0.2800
|
0.2800
|
0.3000
|
0.3000
|
0.3000
|
0.3000
|
0.3500
|
-
|
0.3500
|
0.3500
|
0.3833
|
0.3833
|
0.3833
|
Announcement Date
|
22-02-03
|
22-05-04
|
22-08-03
|
22-11-02
|
23-02-02
|
23-05-03
|
23-08-02
|
23-11-01
|
24-01-31
|
24-05-01
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
13.6%
|
10.4%
|
14.8%
|
12.4%
|
14.4%
|
14.4%
|
15.3%
|
ROA (Net income/ Total Assets)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Assets
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Book Value Per Share
2 |
36.90
|
42.40
|
46.20
|
38.60
|
45.40
|
50.70
|
57.70
|
Cash Flow per Share
|
-
|
9.190
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
20-01-30
|
21-01-28
|
22-02-03
|
23-02-02
|
24-01-31
|
-
|
-
|
Last Close Price
97.11
USD Average target price
106.4
USD Spread / Average Target +9.60% Consensus |
1st Jan change
|
Capi.
|
---|
| -2.77% | 5.9B | | +40.32% | 63.32B | | +16.80% | 52.42B | | +13.99% | 49.6B | | +20.95% | 44.83B | | +32.33% | 36.62B | | +10.22% | 29.64B | | +51.70% | 29.1B | | +27.06% | 25.51B | | -0.63% | 21.53B |
Other Property & Casualty Insurance
|