Item 5.03 Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year

On December 2, 2022, the Board of Directors of Security National Financial Corporation (the "Company"), approved the amendment and restatement (the "Amendment and Restatement") of the Company's bylaws (the "Bylaws"). The Amendment and Restatement enhanced the procedural mechanics and notice and disclosure requirements of the Bylaws relating to director nominations made by stockholders. The Amendment and Restatement also incorporated various other updates and technical, clarifying and conforming changes into the Bylaws. The foregoing description is qualified in its entirety by reference to the full text of the Bylaws, as amended and restated, a copy of which is attached to this Current Report on Form 8-K as Exhibit 3.1 and incorporated by reference herein.

Item 9.01 Financial Statements and Exhibits

(d) the following exhibit is furnished with this Current Report on Form 8-K.



  Exhibit No.   Description
  3.1             Amended and Restated Bylaws of Security National Financial
                Corporation
  104           Cover Page Interactive Data File (formatted as Inline XBRL)



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