Ratings Sapiens International Corporation N.V. TEL AVIV STOCK EXCHANGE

Equities

SPNS

KYG7T16G1039

Market Closed - TEL AVIV STOCK EXCHANGE Other stock markets 10:24:19 2024-05-06 EDT			5-day change	1st Jan Change
11,520 ^ILa	+1.95%		-2.78%	+9.40%

04-25	Sapiens International Corporation N.V. Unveils Enhanced Reinsurance and Analytics Solution Catering to Evolving Market Demands	CI
04-18	Sapiens International Corporation Launches IntegrateAI, Second Release in its DecisionAI Portfolio	CI

Summary

The company has strong fundamentals. More than 70% of companies have a lower mix of growth, profitability, debt and visibility.
Overall, and from a short-term perspective, the company presents an interesting fundamental situation.

Strengths

Thanks to a sound financial situation, the firm has significant leeway for investment.
For the last twelve months, analysts have been gradually revising upwards their EPS forecast for the upcoming fiscal year.
There is high visibility into the group's activities for the coming years. Outlooks on future revenues from analysts covering the equity remain similar. Such hardly dispersed estimates support highly predictable sales for the current and upcoming fiscal years.

Weaknesses

The company benefits from high valuations in earnings multiples.
The company appears highly valued given the size of its balance sheet.
The company is not the most generous with respect to shareholders' compensation.

Ratings chart - Surperformance

Sector: Software

	1st Jan change	Capi.	ESG Refinitiv
SAPIENS INTERNATIONAL CORPORATION N.V.	+9.40%	1.72B	-
ORACLE CORPORATION	+12.25%	318B	B-
SAP SE	+22.94%	213B	B+
SERVICENOW, INC.	+2.84%	147B	B
CONSTELLATION SOFTWARE INC.	+14.15%	56.34B	D+
HUBSPOT, INC.	+6.32%	30.56B	B+
FAIR ISAAC CORPORATION	+6.75%	29.48B	C+
MICROSTRATEGY INCORPORATED	+100.88%	21.69B	D+
WISETECH GLOBAL LIMITED	+26.20%	20.19B	B-
SAGE GROUP PLC	+0.90%	14.83B	B-

Investor Rating

Trading Rating

ESG Refinitiv

Financials

Sales growth

Earnings Growth

EBITDA / Sales

Profitability

Finances

Valuation

P/E ratio

EV / Sales

Price to Book

Price to Free Cash Flow

Yield

Momentum

1 year Revenue revision

4 months Revenue revision

7 days Revenue revision

1 year EPS revision

4 months EPS revision

Consensus

Analyst Opinion

Potential Price Target

4m Target Price Revision

4m Revision of opinion

12m Revision of opinion

Business Predictability

Analyst Coverage

Divergence of Estimates

Divergence of analysts' opinions

Divergence of Target Price

Earnings quality

Technical analysis

ST Timing

MT Timing

LT Timing

RSI

Bollinger Spread

Unusual volumes