Ratings Santander Bank Polska S.A.

Equities

SPL

PLBZ00000044

Real-time Estimate Cboe Europe Other stock markets 10:41:55 2024-04-29 EDT			5-day change	1st Jan Change
563.5 ^PLN	+0.20%		-1.54%	+14.86%

03-21	Santander Bank Polska Recommends Payment of A Dividend, Payable on May 23, 2024	CI
02-27	Arkadiusz Przybyl Steps Down as Deputy CEO of Santander Bank Polska S.A	CI

Summary

The company has a good ESG score relative to its sector, according to Refinitiv.

Strengths

The group's activity appears highly profitable thanks to its outperforming net margins.
With a P/E ratio at 10.07 for the current year and 9.64 for next year, earnings multiples are highly attractive compared with competitors.
This company will be of major interest to investors in search of a high dividend stock.
Over the past year, analysts have regularly revised upwards their sales forecast for the company.
Analysts have consistently raised their revenue expectations for the company, which provides good prospects for the current and next years in terms of revenue growth.
For the last twelve months, analysts have been gradually revising upwards their EPS forecast for the upcoming fiscal year.
For the last 4 months, the company has been enjoying highly positive EPS revisions, which were frequently and significantly raised.
Over the past four months, analysts' average price target has been revised upwards significantly.

Weaknesses

With relatively low growth outlooks, the group is not among those with the highest revenue growth potential.
The company's earnings growth outlook lacks momentum and is a weakness.
The three month average target prices set by analysts do not offer high potential in comparison with the current prices.
The average consensus view of analysts covering the stock has deteriorated over the past four months.
Over the past twelve months, analysts' consensus has been significantly revised downwards.
The price targets of various analysts who make up the consensus differ significantly. This reflects different assessments and/or a difficulty in valuing the company.

Ratings chart - Surperformance

Chart ESG Refinitiv

Sector: Banks

	1st Jan change	Capi.	ESG Refinitiv
SANTANDER BANK POLSKA S.A.	+14.86%	14.2B	B
JPMORGAN CHASE & CO.	+13.91%	556B	C+
BANK OF AMERICA CORPORATION	+12.77%	298B	C+
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	+9.95%	247B	C+
WELLS FARGO & COMPANY	+21.99%	210B	C
BANK OF CHINA LIMITED	+21.81%	170B	B-
CHINA CONSTRUCTION BANK CORPORATION	+9.03%	162B	B-
HSBC HOLDINGS PLC	+5.11%	153B	C+
ROYAL BANK OF CANADA	+0.19%	139B	B-
HDFC BANK LIMITED	-10.52%	138B	B-

Investor Rating

Trading Rating

ESG Refinitiv

Financials

Sales growth

Earnings Growth

EBITDA / Sales

Profitability

Finances

Valuation

P/E ratio

EV / Sales

Price to Book

Price to Free Cash Flow

Yield

Momentum

1 year Revenue revision

4 months Revenue revision

7 days Revenue revision

1 year EPS revision

4 months EPS revision

Consensus

Analyst Opinion

Potential Price Target

4m Target Price Revision

4m Revision of opinion

12m Revision of opinion

Business Predictability

Analyst Coverage

Divergence of Estimates

Divergence of analysts' opinions

Divergence of Target Price

Earnings quality

Environment

Emissions

Innovation

Use of resources

Governance

CSR Strategy

Management

Shareholders

Controversy

Technical analysis

ST Timing

MT Timing

LT Timing

RSI

Bollinger Spread

Unusual volumes