Stock SADG SANDNES SPAREBANK
Add to a list
To use this feature you must be a member
Log inSign up

Financials Sandnes Sparebank

Equities

SADG

NO0006001007

Banks

Market Closed - Oslo Bors
Other stock markets
 10:45:00 2024-06-28 EDT 		5-day change 1st Jan Change
96 NOK 0.00% Intraday chart for Sandnes Sparebank +1.05% +5.03%
05-08 Sandnes Sparebank Reports Earnings Results for the First Quarter Ended March 31, 2024 CI
02-13 Sandnes Sparebank Reports Earnings Results for the Fourth Quarter and Full Year Ended December 31, 2023 CI

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 1,539 1,556 2,068 1,964 1,919 2,020 - -
Enterprise Value (EV) 1 1,539 1,556 2,068 1,964 1,919 2,020 2,020 2,020
P/E ratio 8.48 x 9.42 x 11.6 x 11.6 x 9.14 x 8.72 x 8.49 x 8.46 x
Yield 8.81% - 5.41% 6.45% 8.21% 8.18% 9.22% 9.2%
Capitalization / Revenue 2.5 x 2.57 x 3.39 x 3.02 x 2.7 x 2.33 x 2.21 x 2.17 x
EV / Revenue 2.5 x 2.57 x 3.39 x 3.02 x 2.7 x 2.33 x 2.21 x 2.17 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.81 x 0.86 x 1.1 x 0.93 x 0.86 x 0.9 x 0.87 x 0.86 x
Nbr of stocks (in thousands) 22,965 20,915 20,931 20,933 20,998 21,044 - -
Reference price 2 67.00 74.40 98.80 93.80 91.40 96.00 96.00 96.00
Announcement Date 20-02-13 21-02-10 22-02-10 23-02-08 24-02-13 - - -
1NOK in Million2NOK
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 616.4 604.6 610.4 649.5 711.2 866.8 913.3 930.4
EBITDA - - - - - - - -
EBIT 1 346.9 335.6 295.9 325.4 406.4 472.4 503.7 514.4
Operating Margin 56.28% 55.51% 48.48% 50.1% 57.15% 54.49% 55.15% 55.29%
Earnings before Tax (EBT) 1 333.4 310.9 328.2 314 395.8 481.2 488.4 492.8
Net income 1 276.9 259.3 325.3 266.2 329.9 391.8 402.3 402.7
Net margin 44.92% 42.88% 53.29% 40.98% 46.39% 45.2% 44.05% 43.29%
EPS 2 7.900 7.900 8.500 8.100 10.00 11.00 11.31 11.35
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 5.900 - 5.350 6.050 7.500 7.850 8.850 8.833
Announcement Date 20-02-13 21-02-10 22-02-10 23-02-08 24-02-13 - - -
1NOK in Million2NOK
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 148.5 152.6 199 144.7 153.2 162 220.6 199.5 192.4 193.5 232.5 213.4 220.8 228 285
EBITDA - - - - - - - - - - - - - - -
EBIT 1 75.4 76 113.2 65.34 70.87 76.17 122.9 114.8 92.53 117.9 128.8 115.8 113.1 126 179
Operating Margin 50.76% 49.8% 56.86% 45.17% 46.26% 47.03% 55.7% 57.55% 48.08% 60.92% 55.43% 54.27% 51.22% 55.26% 62.81%
Earnings before Tax (EBT) 1 78.45 74.52 111.5 63.78 64.28 74.76 111.5 121.2 88.38 117.8 147.8 112.7 106.1 109.6 165.1
Net income 1 117.9 209.6 102.2 48.66 48.44 66.19 102.1 92.64 68.54 91.1 134.3 85.56 80.76 99.85 138.5
Net margin 79.38% 137.35% 51.36% 33.64% 31.62% 40.86% 46.29% 46.43% 35.61% 47.07% 57.79% 40.1% 36.58% 43.8% 48.6%
EPS 2 2.200 2.000 3.100 1.500 1.500 2.000 3.100 2.800 2.100 2.800 4.046 2.399 2.263 2.718 3.772
Dividend per Share 2 - - - - 6.050 - - - - - - - 8.150 - -
Announcement Date 22-02-10 22-05-11 22-08-11 22-11-08 23-02-08 23-05-11 23-08-09 23-11-08 24-02-13 24-05-08 - - - - -
1NOK in Million2NOK
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 9.6% 9% 9.7% 8.5% 9.9% 10.7% 10.4% 10.1%
ROA (Net income/ Total Assets) 1% 0.9% 1.11% 0.86% 0.99% 1.05% 1.05% 1%
Assets 1 27,684 28,697 29,303 30,806 33,318 37,317 38,315 40,272
Book Value Per Share 2 83.00 86.80 90.20 100.0 107.0 107.0 110.0 111.0
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 20-02-13 21-02-10 22-02-10 23-02-08 24-02-13 - - -
1NOK in Million2NOK
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for Sandnes Sparebank

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
3
Last Close Price
96 NOK
Average target price
109.7 NOK
Spread / Average Target
+14.24%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

Sector Other Banks

1st Jan change Capi.
SANDNES SPAREBANK Stock Sandnes Sparebank
+5.03% 190M
JPMORGAN CHASE & CO. Stock JPMorgan Chase & Co.
+18.91% 581B
BANK OF AMERICA CORPORATION Stock Bank of America Corporation
+18.12% 311B
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED Stock Industrial and Commercial Bank of China Limited
+21.47% 263B
CHINA CONSTRUCTION BANK CORPORATION Stock China Construction Bank Corporation
+24.09% 187B
BANK OF CHINA LIMITED Stock Bank of China Limited
+29.19% 175B
HSBC HOLDINGS PLC Stock HSBC Holdings plc
+7.62% 158B
HDFC BANK LIMITED Stock HDFC Bank Limited
-1.49% 154B
ROYAL BANK OF CANADA Stock Royal Bank of Canada
+8.69% 150B
COMMONWEALTH BANK OF AUSTRALIA Stock Commonwealth Bank of Australia
+13.94% 142B
Other Banks
  1. Stock Market
  2. Equities
  3. SADG Stock
  4. Financials Sandnes Sparebank