End-of-day quote
Korea S.E.
18:00:00 2024-05-02 EDT
|
5-day change
|
1st Jan Change
|
38,250
KRW
|
-0.91%
|
|
-0.26%
|
+18.24%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
4,119,033
|
3,468,098
|
3,361,387
|
3,153,301
|
3,452,091
|
4,081,684
|
-
|
-
|
Enterprise Value (EV)
1 |
4,119,033
|
3,468,098
|
3,361,387
|
3,153,301
|
3,452,091
|
4,081,684
|
4,081,684
|
4,081,684
|
P/E ratio
|
12
x
|
8.7
x
|
6.1
x
|
5.07
x
|
-
|
7.53
x
|
7.35
x
|
7.09
x
|
Yield
|
4.15%
|
5.54%
|
7.3%
|
-
|
-
|
6.62%
|
6.8%
|
7.06%
|
Capitalization / Revenue
|
1.25
x
|
1.03
x
|
0.94
x
|
0.83
x
|
0.86
x
|
0.99
x
|
0.97
x
|
0.95
x
|
EV / Revenue
|
1.25
x
|
1.03
x
|
0.94
x
|
0.83
x
|
0.86
x
|
0.99
x
|
0.97
x
|
0.95
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
0.6
x
|
0.49
x
|
0.45
x
|
-
|
-
|
0.5
x
|
0.49
x
|
0.46
x
|
Nbr of stocks (in thousands)
|
106,711
|
106,711
|
106,711
|
106,711
|
106,711
|
106,711
|
-
|
-
|
Reference price
2 |
38,600
|
32,500
|
31,500
|
29,550
|
32,350
|
38,250
|
38,250
|
38,250
|
Announcement Date
|
20-01-31
|
21-01-28
|
22-01-27
|
23-03-08
|
24-02-08
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
3,293
|
3,367
|
3,588
|
3,795
|
4,004
|
4,126
|
4,217
|
4,288
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
877.1
|
1,024
|
1,159
|
1,291
|
-
|
1,549
|
1,356
|
1,498
|
Operating Margin
|
26.63%
|
30.43%
|
32.3%
|
34.03%
|
-
|
37.55%
|
32.16%
|
34.92%
|
Earnings before Tax (EBT)
1 |
445.3
|
532.5
|
746.9
|
850.8
|
811.1
|
779.7
|
798.4
|
819.7
|
Net income
1 |
344.1
|
398.8
|
551.1
|
622.3
|
609.4
|
580
|
594.9
|
607
|
Net margin
|
10.45%
|
11.84%
|
15.36%
|
16.4%
|
15.22%
|
14.06%
|
14.11%
|
14.15%
|
EPS
2 |
3,225
|
3,737
|
5,164
|
5,831
|
-
|
5,081
|
5,206
|
5,391
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
1,600
|
1,800
|
2,300
|
-
|
-
|
2,534
|
2,599
|
2,700
|
Announcement Date
|
20-01-31
|
21-01-28
|
22-01-27
|
23-03-08
|
24-02-08
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q3
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
---|
Net sales
1 |
940.3
|
886.4
|
930.8
|
1,007
|
1,109
|
747.7
|
1,069
|
979.7
|
1,022
|
933.3
|
1,017
|
991
|
-
|
-
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
273.7
|
297.9
|
216.4
|
303.5
|
293.1
|
375.3
|
191.8
|
192.6
|
376.9
|
-
|
389
|
364.5
|
-
|
-
|
Operating Margin
|
29.11%
|
33.61%
|
23.25%
|
30.15%
|
26.42%
|
50.2%
|
17.94%
|
19.66%
|
36.88%
|
-
|
38.25%
|
36.78%
|
-
|
-
|
Earnings before Tax (EBT)
1 |
190.4
|
176.3
|
217
|
209.5
|
191.7
|
232.5
|
192.9
|
193.9
|
186.3
|
238
|
219
|
216
|
-
|
-
|
Net income
1 |
139.5
|
129.4
|
160.8
|
155.2
|
140.5
|
165.8
|
145.5
|
145.1
|
139.5
|
179.4
|
162
|
144
|
-
|
-
|
Net margin
|
14.84%
|
14.6%
|
17.28%
|
15.42%
|
12.66%
|
22.17%
|
13.61%
|
14.81%
|
13.65%
|
19.22%
|
15.93%
|
14.53%
|
-
|
-
|
EPS
2 |
1,307
|
1,213
|
1,507
|
1,454
|
1,317
|
1,553
|
1,363
|
-
|
1,307
|
-
|
1,389
|
1,117
|
1,167
|
1,227
|
Dividend per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
21-10-26
|
22-01-27
|
22-04-24
|
22-07-25
|
22-10-26
|
23-03-08
|
23-04-25
|
23-07-25
|
23-10-26
|
24-02-08
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
5.04%
|
5.69%
|
7.53%
|
-
|
-
|
6.99%
|
6.9%
|
6.8%
|
ROA (Net income/ Total Assets)
|
1.53%
|
1.76%
|
2.18%
|
-
|
-
|
2.02%
|
1.88%
|
1.65%
|
Assets
1 |
22,539
|
22,719
|
25,272
|
-
|
-
|
28,711
|
31,612
|
36,862
|
Book Value Per Share
2 |
64,628
|
66,718
|
70,408
|
-
|
-
|
77,038
|
78,350
|
83,254
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
20-01-31
|
21-01-28
|
22-01-27
|
23-03-08
|
24-02-08
|
-
|
-
|
-
|
Last Close Price
38,250
KRW Average target price
39,600
KRW Spread / Average Target +3.53% Consensus |
1st Jan change
|
Capi.
|
---|
| +18.24% | 3.01B | | -5.41% | 51.37B | | -3.47% | 31.37B | | +61.37% | 28.64B | | +20.90% | 24.24B | | +19.40% | 18.31B | | +3.89% | 13.19B | | +26.16% | 11.67B | | +15.22% | 8.19B | | -30.05% | 7.35B |
Other Consumer Lending
|