RepublicBankAz, N.A. reported unaudited earnings results for the third quarter and nine months ended September 30, 2015. For the quarter, the company reported net interest income of $1,055,000 compared to $1,127,000 a year ago. Income before income taxes was $246,000 compared to $350,000 a year ago. Net income was $140,000 or $0.08 per share compared to $219,000 or $0.17 per share a year ago. Book value per share was $7.48 compared to $8.35 a year ago. Return on average shareholders' equity (annualized) was 4.65% compared to 8.09% a year ago. Return on average assets annualized was 0.64% compared to 0.98% a year ago.

For the nine months, the company reported net interest income of $3,097,000 compared to $3,358,000 a year ago. Income before income taxes was $595,000 compared to $844,000 a year ago. Net income was $348,000 or $0.20 per share compared to $538,000 or $0.41 per share a year ago. Return on average shareholders' equity (annualized) was 4.02% compared to 6.74% a year ago. Return on average assets annualized was 0.54% compared to 0.80% a year ago.

Net charge-offs for the third quarter were $78,000.