Market Closed -
Nyse
16:00:01 2024-05-02 EDT
|
5-day change
|
1st Jan Change
|
30.74
USD
|
+1.86%
|
|
+1.42%
|
+7.67%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
5,061
|
3,879
|
3,789
|
2,994
|
4,373
|
4,657
|
-
|
-
|
Enterprise Value (EV)
1 |
5,061
|
3,879
|
3,789
|
2,994
|
4,373
|
4,657
|
4,657
|
4,657
|
P/E ratio
|
7.86
x
|
10.1
x
|
6.69
x
|
4.38
x
|
7.57
x
|
9.16
x
|
8.47
x
|
7.86
x
|
Yield
|
0.04%
|
2.47%
|
2.58%
|
4.2%
|
3.15%
|
3.12%
|
3.19%
|
3.25%
|
Capitalization / Revenue
|
3.31
x
|
2.7
x
|
2.85
x
|
2.51
x
|
3.52
x
|
3.65
x
|
3.5
x
|
3.27
x
|
EV / Revenue
|
3.31
x
|
2.7
x
|
2.85
x
|
2.51
x
|
3.52
x
|
3.65
x
|
3.5
x
|
3.27
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
1.25
x
|
0.91
x
|
0.87
x
|
0.76
x
|
0.99
x
|
0.99
x
|
0.9
x
|
0.84
x
|
Nbr of stocks (in thousands)
|
201,149
|
191,557
|
179,333
|
157,025
|
153,160
|
151,509
|
-
|
-
|
Reference price
2 |
25.16
|
20.25
|
21.13
|
19.07
|
28.55
|
30.74
|
30.74
|
30.74
|
Announcement Date
|
20-02-05
|
21-02-24
|
22-02-22
|
23-02-08
|
24-02-07
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
1,527
|
1,439
|
1,330
|
1,191
|
1,241
|
1,275
|
1,332
|
1,424
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
868.9
|
451.5
|
781.5
|
1,132
|
829.8
|
737.5
|
714.5
|
-
|
Operating Margin
|
56.9%
|
31.38%
|
58.77%
|
95.06%
|
66.89%
|
57.87%
|
53.64%
|
-
|
Earnings before Tax (EBT)
1 |
849
|
479.4
|
764.8
|
952.8
|
767.5
|
649.3
|
687.5
|
-
|
Net income
1 |
672.3
|
393.6
|
600.7
|
742.9
|
603.1
|
514
|
542.5
|
581.1
|
Net margin
|
44.03%
|
27.36%
|
45.17%
|
62.39%
|
48.62%
|
40.33%
|
40.73%
|
40.8%
|
EPS
2 |
3.200
|
2.000
|
3.160
|
4.350
|
3.770
|
3.355
|
3.629
|
3.913
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
0.0100
|
0.5000
|
0.5450
|
0.8000
|
0.9000
|
0.9600
|
0.9800
|
1.000
|
Announcement Date
|
20-02-05
|
21-02-24
|
22-02-22
|
23-02-08
|
24-02-07
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q3
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
---|
Net sales
1 |
325.8
|
338.4
|
293
|
286.8
|
296.2
|
314.7
|
310.6
|
290.4
|
313.5
|
328.6
|
319.4
|
317.3
|
319.8
|
323.2
|
326.9
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
163.1
|
246.6
|
277.8
|
316.5
|
295.7
|
241.9
|
-
|
197.8
|
218.6
|
197.8
|
209.8
|
183.4
|
175.1
|
169.2
|
178.2
|
Operating Margin
|
50.08%
|
72.87%
|
94.83%
|
110.35%
|
99.83%
|
76.86%
|
-
|
68.09%
|
69.72%
|
60.19%
|
65.7%
|
57.8%
|
54.75%
|
52.35%
|
54.52%
|
Earnings before Tax (EBT)
1 |
161.6
|
246.5
|
234.1
|
259.9
|
255.5
|
203.3
|
204
|
182.7
|
201
|
179.8
|
198.6
|
169.1
|
167.2
|
168.4
|
163.3
|
Net income
1 |
126.4
|
193.4
|
181.1
|
201.2
|
198.3
|
162.3
|
157.8
|
146.1
|
156.6
|
142.7
|
152.4
|
128.8
|
129.9
|
130.9
|
129.5
|
Net margin
|
38.81%
|
57.17%
|
61.82%
|
70.14%
|
66.94%
|
51.58%
|
50.79%
|
50.3%
|
49.94%
|
43.42%
|
47.7%
|
40.59%
|
40.63%
|
40.49%
|
39.62%
|
EPS
2 |
0.6700
|
1.070
|
1.010
|
1.150
|
1.200
|
1.010
|
0.9800
|
0.9100
|
0.9800
|
0.9100
|
0.9800
|
0.8378
|
0.8500
|
0.8688
|
0.8562
|
Dividend per Share
2 |
0.1400
|
0.1400
|
0.2000
|
0.2000
|
0.2000
|
0.2000
|
0.2250
|
0.2250
|
0.2250
|
0.2250
|
0.2375
|
0.2375
|
0.2375
|
0.2375
|
0.2500
|
Announcement Date
|
21-11-02
|
22-02-22
|
22-05-03
|
22-08-01
|
22-11-02
|
23-02-08
|
23-05-03
|
23-08-02
|
23-11-01
|
24-02-07
|
24-05-01
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
17.9%
|
8.2%
|
14%
|
20.3%
|
14.5%
|
11.8%
|
11.2%
|
-
|
ROA (Net income/ Total Assets)
|
10.2%
|
5.34%
|
7.61%
|
9.97%
|
8.23%
|
6.8%
|
6.6%
|
-
|
Assets
1 |
6,561
|
7,378
|
7,894
|
7,451
|
7,329
|
7,559
|
8,220
|
-
|
Book Value Per Share
2 |
20.10
|
22.40
|
24.30
|
25.00
|
28.70
|
31.10
|
34.10
|
36.50
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
20-02-05
|
21-02-24
|
22-02-22
|
23-02-08
|
24-02-07
|
-
|
-
|
-
|
Last Close Price
30.74
USD Average target price
32
USD Spread / Average Target +4.10% Consensus |
1st Jan change
|
Capi.
|
---|
| +7.67% | 4.66B | | +43.10% | 64.49B | | +15.28% | 52.64B | | +12.54% | 49.09B | | +20.86% | 44.64B | | +28.14% | 35.57B | | +12.04% | 29.74B | | +53.14% | 29.18B | | +24.66% | 25.38B | | +11.72% | 21.19B |
Other Property & Casualty Insurance
|