Stock 1658 POSTAL SAVINGS BANK OF CHINA CO., LTD.
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Financials Postal Savings Bank of China Co., Ltd.

Equities

1658

CNE1000029W3

Banks

Market Closed - Hong Kong S.E.
Other stock markets
 04:08:20 2024-04-26 EDT 		5-day change 1st Jan Change
4 HKD -2.44% Intraday chart for Postal Savings Bank of China Co., Ltd. -1.23% +7.24%
04-19 Nomura Adjusts Postal Savings Bank of China’s Price Target to HK$4.36 From HK$3.92, Keeps a Neutral MT
04-16 North American Morning Briefing : Powell Comments, More Earnings Eyed DJ

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 482,727 393,896 458,454 419,607 412,748 449,426 - -
Enterprise Value (EV) 1 482,727 393,896 458,454 419,607 412,748 449,426 449,426 449,426
P/E ratio 6.58 x 5.19 x 5.71 x 5.04 x 4.08 x 4.39 x 4 x 3.86 x
Yield 4.44% 5.66% 5.55% - - 7.12% 7.65% 7.78%
Capitalization / Revenue 1.74 x 1.38 x 1.44 x 1.25 x 1.2 x 1.27 x 1.17 x 1.1 x
EV / Revenue 1.74 x 1.38 x 1.44 x 1.25 x 1.2 x 1.27 x 1.17 x 1.1 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.82 x 0.59 x 0.52 x - - 0.41 x 0.39 x 0.35 x
Nbr of stocks (in thousands) 86,202,738 86,978,562 92,383,968 92,383,968 99,161,076 99,161,076 - -
Reference price 2 4.736 3.686 4.457 4.283 3.390 3.703 3.703 3.703
Announcement Date 20-03-25 21-03-29 22-03-30 23-03-30 24-03-28 - - -
1CNY in Million2CNY
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 276,809 286,202 318,762 334,956 342,912 353,802 383,487 409,228
EBITDA - - - - - - - -
EBIT 1 117,772 67,757 81,405 91,184 117,770 117,852 132,333 145,658
Operating Margin 42.55% 23.67% 25.54% 27.22% 34.34% 33.31% 34.51% 35.59%
Earnings before Tax (EBT) 1 63,745 68,136 81,454 91,364 91,599 98,587 105,384 107,884
Net income 1 60,933 64,199 76,170 85,224 86,270 86,136 94,211 97,435
Net margin 22.01% 22.43% 23.9% 25.44% 25.16% 24.35% 24.57% 23.81%
EPS 2 0.7200 0.7100 0.7800 0.8500 0.8300 0.8444 0.9257 0.9591
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.2102 0.2085 0.2474 - - 0.2635 0.2834 0.2882
Announcement Date 20-03-25 21-03-29 22-03-30 23-03-30 24-03-28 - - -
1CNY in Million2CNY
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2019 S2 2020 S1 2020 S2 2021 S1 2021 Q3 2021 Q4 2021 S2 2022 Q1 2022 Q2 2022 S1 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 S1 2023 Q3 2023 Q4 2023 S2 2024 Q1 2024 Q2 2024 S1 2024 Q3 2024 Q4 2024 S2 2025 S1 2025 S2
Net sales 1 135,412 146,485 140,052 157,653 80,761 80,404 161,454 - 88,379 173,635 - - 88,242 88,813 - 83,146 82,790 - 88,631 84,545 - 85,679 80,808 - - -
EBITDA - - - - - - - - - - - - - - - - - - - - - - - - - -
EBIT 1 50,658 69,821 - - 34,418 9,101 52,899 - 39,408 79,801 - 12,660 38,085 25,226 74,048 28,123 13,781 - 38,294 34,193 - 30,873 13,107 - - -
Operating Margin 37.41% 47.66% - - 42.62% 11.32% 32.76% - 44.59% 45.96% - - 43.16% 28.4% - 33.82% 16.65% - 43.21% 40.44% - 36.03% 16.22% - - -
Earnings before Tax (EBT) 1 22,959 36,227 - - - - - - 23,900 52,693 - 8,786 - 25,267 - 28,109 8,759 - 28,828 - - - - - - -
Net income 1 23,552 33,658 - 41,010 23,581 - - 24,977 22,137 47,114 26,735 11,375 - 23,284 - 26,091 10,615 - 25,801 - - - - - - -
Net margin 17.39% 22.98% - 26.01% 29.2% - - - 25.05% 27.13% - - - 26.22% - 31.38% 12.82% - 29.11% - - - - - - -
EPS 2 - - - - - - - 0.2600 - - 0.2900 0.1200 - 0.1900 0.4600 - - 0.3700 0.2600 - 0.5000 - - 0.3900 0.4900 0.4000
Dividend per Share - - - - - - - - - - - - - - - - - - - - - - - - - -
Announcement Date 20-03-25 20-08-30 21-03-29 21-08-27 21-10-28 22-03-30 22-03-30 22-04-29 22-08-22 22-08-22 22-10-26 23-03-30 23-04-27 23-08-30 23-08-30 23-10-27 24-03-28 24-03-28 - - - - - - - -
1CNY in Million2CNY
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 13.1% 11.8% 10.4% 11.9% 10.9% 9.79% 10.1% 9.32%
ROA (Net income/ Total Assets) 0.62% 0.6% 0.64% 0.64% - 0.55% 0.53% 0.5%
Assets 1 9,827,903 10,699,833 11,970,769 13,326,661 - 15,710,231 17,625,286 19,343,546
Book Value Per Share 2 5.750 6.250 8.600 - - 9.030 9.550 10.50
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 20-03-25 21-03-29 22-03-30 23-03-30 24-03-28 - - -
1CNY in Million2CNY
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for Postal Savings Bank of China Co., Ltd.

Trading Rating
Investor Rating
ESG Refinitiv
C
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
21
Last Close Price
3.703 CNY
Average target price
4.439 CNY
Spread / Average Target
+19.89%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

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