Old Point Financial Corporation reported unaudited consolidated earnings results for the year ended December 31, 2013. For the year, the company's total interest and dividend income was $29,823,000 compared to $32,580,000 a year ago. Net interest income was $25,143,000 compared to $26,806,000 a year ago.

Net interest income, after provision for loan losses was $23,843,000 compared to $24,406,000 a year ago. Income before income taxes was $3,511,000 compared to $5,182,000 a year ago. Net income was $3.2 million, or $0.64 per diluted share, compared to net income of $4.2 million, or $0.84 per diluted share, in 2012.

However, this decrease in net income was primarily attributable to the receipt of $475,000 in proceeds from the death benefit on an insured former officer and by a $2.3 million gain on the sale of available-for-sale securities.