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Market Closed -
Other stock markets
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5-day change | 1st Jan Change | ||
| 49.48 USD | -1.34% |
|
+0.34% | +20.74% |
Projected Income Statement: OFG Bancorp
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 536.6 | 607.8 | 682.7 | 709.6 | 731.4 | 731.9 | 727.5 | 761.9 |
| Change | - | 13.26% | 12.33% | 3.94% | 3.08% | 0.06% | -0.6% | 4.74% |
| EBITDA | - | - | - | - | - | - | - | - |
| Change | - | - | - | - | - | - | - | - |
| EBIT 1 | 214.8 | 268.2 | 325.9 | 336 | 341.6 | 348 | 335.6 | - |
| Change | - | 24.86% | 21.5% | 3.1% | 1.68% | 1.86% | -3.56% | - |
| Interest Paid | - | - | - | - | - | - | - | - |
| Earnings before Tax (EBT) 1 | 214.6 | 244.1 | 265.2 | 253.7 | 234.1 | 254.2 | 241.1 | 251.4 |
| Change | - | 13.75% | 8.66% | -4.34% | -7.74% | 8.57% | -5.13% | 4.26% |
| Net income 1 | 144.9 | 166.2 | 181.9 | 198.2 | 205.1 | 197.9 | 186.4 | 193.6 |
| Change | - | 14.73% | 9.4% | 8.96% | 3.5% | -3.5% | -5.81% | 3.85% |
| Announcement Date | 1/19/22 | 1/26/23 | 1/24/24 | 1/22/25 | 1/22/26 | - | - | - |
Forecast Balance Sheet: OFG Bancorp
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - | - | - |
| Change | - | - | - | - | - | - | - | - |
| Announcement Date | 1/19/22 | 1/26/23 | 1/24/24 | 1/22/25 | 1/22/26 | - | - | - |
Cash Flow Forecast: OFG Bancorp
| Fiscal Period: December | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| CAPEX 1 | 15.26 | 23.05 | 31 | 17.86 | 21.34 | 18.38 |
| Change | - | 51.04% | 34.47% | -42.39% | 19.48% | -13.85% |
| Free Cash Flow (FCF) 1 | - | - | - | - | - | - |
| Change | - | - | - | - | - | - |
| Announcement Date | 2/26/21 | 2/25/22 | 2/24/23 | 2/26/24 | 2/27/25 | 2/25/26 |
Forecast Financial Ratios: OFG Bancorp
| Fiscal Period: December | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|---|---|---|---|---|
Profitability | |||||||||
| EBITDA Margin (%) | - | - | - | - | - | - | - | - | - |
| EBIT Margin (%) | - | 40.03% | 44.13% | 47.73% | 47.35% | 46.71% | 47.55% | 46.13% | - |
| EBT Margin (%) | - | 39.99% | 40.16% | 38.85% | 35.76% | 32.01% | 34.73% | 33.15% | 33% |
| Net margin (%) | - | 27% | 27.35% | 26.64% | 27.93% | 28.04% | 27.04% | 25.62% | 25.41% |
| FCF margin (%) | - | - | - | - | - | - | - | - | - |
| FCF / Net Income (%) | - | - | - | - | - | - | - | - | - |
Profitability | |||||||||
| ROA | - | 1.41% | 1.64% | 1.79% | 1.75% | 1.7% | 1.62% | 1.52% | 1.51% |
| ROE | - | 15.7% | 15.75% | 16.27% | 16.19% | 15.51% | 14.68% | 13.6% | 14.14% |
Financial Health | |||||||||
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - | - | - |
| Debt / Free cash flow | - | - | - | - | - | - | - | - | - |
Capital Intensity | |||||||||
| CAPEX / Current Assets (%) | - | - | - | - | - | - | - | - | - |
| CAPEX / EBITDA (%) | - | - | - | - | - | - | - | - | - |
| CAPEX / FCF (%) | - | - | - | - | - | - | - | - | - |
Items per share | |||||||||
| Cash flow per share 1 | - | - | - | - | - | - | - | - | - |
| Change | - | - | - | - | - | - | - | - | - |
| Dividend per Share 1 | - | 0.4 | 0.7 | 0.88 | 1 | 1.2 | 1.4 | 1.427 | - |
| Change | - | - | 75% | 25.71% | 13.64% | 20% | 16.67% | 1.91% | - |
| Book Value Per Share 1 | - | 21.54 | 21.91 | 25.36 | 27.6 | 32.13 | 34.41 | 37.12 | 40.81 |
| Change | - | - | 1.72% | 15.75% | 8.83% | 16.41% | 7.11% | 7.87% | 9.94% |
| EPS 1 | - | 2.81 | 3.44 | 3.83 | 4.23 | 4.58 | 4.715 | 4.7 | 5.15 |
| Change | - | - | 22.42% | 11.34% | 10.44% | 8.27% | 2.95% | -0.32% | 9.57% |
| Nbr of stocks (in thousands) | - | 49,847 | 47,563 | 47,058 | 45,898 | 43,955 | 42,258 | 42,258 | 42,258 |
| Announcement Date | - | 1/19/22 | 1/26/23 | 1/24/24 | 1/22/25 | 1/22/26 | - | - | - |
| 2026 * | 2027 * | |
|---|---|---|
| P/E | 10.5x | 10.5x |
| PBR | 1.44x | 1.33x |
| EV / Sales | 2.86x | 2.87x |
| Yield | 2.83% | 2.88% |
EPS & Dividend
Y-o-Y evolution of P/E
Year-on-year evolution of the Yield
Trader
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Quarterly revenue - Rate of surprise
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