National Citizen Commercial Joint Stock Bank announced earnings results for the fourth quarter ended December 31, 2020. For the fourth quarter, the company announced net interest income was VND 605,937 million compared to VND 454,643 million a year ago. Net loss was VND 20,546 million compared to net income of VND 28,121 million a year ago. For the full year, net interest income was VND 1,430,756 million compared to VND 1,158,518 million a year ago.