Stock M&MFIN MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
Add to a list
To use this feature you must be a member
Log inSign up

Financials Mahindra & Mahindra Financial Services Limited

Equities

M&MFIN

INE774D01024

Consumer Lending

Market Closed - NSE India S.E.
Other stock markets
 07:43:48 2024-04-26 EDT 		5-day change 1st Jan Change
258.6 INR +0.35% Intraday chart for Mahindra & Mahindra Financial Services Limited -8.65% -6.52%
04-23 INDIA STOCKS-Indian shares rise as global risk sentiment improves RE
04-23 India's M&M Financial discovers funds embezzlement at one branch, delays Q4 results RE

Valuation

Fiscal Period: März 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 258,818 90,510 244,994 196,067 285,620 319,237 - -
Enterprise Value (EV) 1 721,030 583,155 705,290 630,260 951,512 1,250,765 1,426,078 1,632,706
P/E ratio 16.7 x 10 x 65.9 x 19.9 x 14.4 x 17.7 x 12.7 x 10.6 x
Yield 1.54% - 0.4% 2.26% 2.59% 1.84% 2.29% 2.7%
Capitalization / Revenue 5.32 x 1.67 x 4.24 x 3.38 x 4.41 x 4.5 x 3.7 x 3.11 x
EV / Revenue 14.8 x 10.8 x 12.2 x 10.9 x 14.7 x 17.6 x 16.5 x 15.9 x
EV / EBITDA 11,235,014 x - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 2.37 x 0.8 x 1.67 x 1.24 x 1.67 x 1.75 x 1.6 x 1.44 x
Nbr of stocks (in thousands) 614,477 614,877 1,231,436 1,231,966 1,232,982 1,234,243 - -
Reference price 2 421.2 147.2 199.0 159.2 231.6 258.6 258.6 258.6
Announcement Date 19-04-24 20-05-15 21-04-23 22-05-02 23-04-28 - - -
1INR in Million2INR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: März 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 48,653 54,164 57,836 57,986 64,794 70,947 86,382 102,682
EBITDA 64,177 - - - - - - -
EBIT 1 30,177 33,982 41,512 37,252 37,518 40,832 52,185 63,877
Operating Margin 62.02% 62.74% 71.77% 64.24% 57.9% 57.55% 60.41% 62.21%
Earnings before Tax (EBT) 1 23,824 13,438 4,224 13,569 26,981 24,194 33,906 41,726
Net income 1 15,571 9,064 3,352 9,888 19,843 18,021 25,068 30,215
Net margin 32% 16.73% 5.79% 17.05% 30.63% 25.4% 29.02% 29.43%
EPS 2 25.28 14.71 3.020 8.010 16.08 14.59 20.29 24.44
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 6.500 - 0.8000 3.600 6.000 4.751 5.926 6.979
Announcement Date 19-04-24 20-05-15 21-04-23 22-05-02 23-04-28 - - -
1INR in Million2INR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: March 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 15,165 15,488 11,691 15,073 15,916 15,306 15,666 15,405 16,496 17,227 17,010 17,408 17,692 18,969 -
EBITDA - - - - - - - - - - - - - - -
EBIT 1 10,180 10,573 7,488 10,163 10,622 8,979 9,458 8,637 9,983 9,441 10,000 10,281 10,162 11,015 -
Operating Margin 67.13% 68.27% 64.05% 67.42% 66.74% 58.66% 60.37% 56.06% 60.52% 54.8% 58.79% 59.06% 57.44% 58.07% -
Earnings before Tax (EBT) 1 -3,687 1,713 -20,698 13,831 12,096 8,341 3,005 6,107 8,431 9,437 4,735 6,360 6,407 9,569 -
Net income 1 -2,741 1,500 -15,288 10,229 8,938 6,008 2,229 4,483 6,290 6,841 3,527 4,514 4,703 6,920 -
Net margin -18.08% 9.68% -130.76% 67.86% 56.16% 39.25% 14.23% 29.1% 38.13% 39.71% 20.73% 25.93% 26.58% 36.48% -
EPS 2 -2.230 1.220 -12.41 8.290 7.240 4.870 1.810 3.630 5.090 5.540 2.850 4.102 4.228 5.522 4.490
Dividend per Share - - - - - - - - - 6.000 - - - 6.095 -
Announcement Date 21-01-28 21-04-23 21-07-26 21-10-28 22-02-02 22-05-02 22-07-28 22-11-02 23-02-03 23-04-28 23-07-28 - - - -
1INR in Million2INR
Estimates

Balance Sheet Analysis

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt 1 462,213 492,645 460,296 434,193 665,892 931,528 1,106,841 1,313,469
Net Cash position 1 - - - - - - - -
Leverage (Debt/EBITDA) 7.202 x - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 15.2% 8.14% 2.57% 6.48% 12.1% 10.2% 13.2% 14.6%
ROA (Net income/ Total Assets) 2.6% 1.28% 0.44% 1.3% 2.31% 1.67% 2% 2.09%
Assets 1 598,871 705,757 755,523 761,749 857,528 1,081,921 1,253,355 1,444,197
Book Value Per Share 2 177.0 185.0 119.0 128.0 139.0 148.0 161.0 179.0
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 19-04-24 20-05-15 21-04-23 22-05-02 23-04-28 - - -
1INR in Million2INR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for Mahindra & Mahindra Financial Services Limited

Trading Rating
Investor Rating
ESG Refinitiv
B+
More Ratings

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

Sector Other Consumer Lending

1st Jan change Capi.
MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED Stock Mahindra & Mahindra Financial Services Limited
-6.52% 3.83B
BAJAJ FINANCE LIMITED Stock Bajaj Finance Limited
-8.14% 49.88B
BAJAJ FINSERV LTD. Stock Bajaj Finserv Ltd.
-5.25% 30.53B
JIO FINANCIAL SERVICES LIMITED Stock Jio Financial Services Limited
+63.88% 29.08B
ORIX CORPORATION Stock ORIX Corporation
+20.03% 23.38B
SYNCHRONY FINANCIAL Stock Synchrony Financial
+16.97% 17.94B
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED Stock Cholamandalam Investment and Finance Company Limited
-6.99% 11.81B
SHRIRAM FINANCE LIMITED Stock Shriram Finance Limited
+21.92% 11.27B
SOFI TECHNOLOGIES, INC. Stock SoFi Technologies, Inc.
-20.90% 8.31B
MUTHOOT FINANCE LIMITED Stock Muthoot Finance Limited
+14.34% 8.13B
Other Consumer Lending
  1. Stock Market
  2. Equities
  3. M&MFIN Stock
  4. Financials Mahindra & Mahindra Financial Services Limited