Financials Ledyard Financial Group, Inc.

Equities

LFGP

US5233381012

Market Closed - OTC Markets 15:51:40 2024-05-03 EDT 5-day change 1st Jan Change
15 USD 0.00% Intraday chart for Ledyard Financial Group, Inc. 0.00% -11.24%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 71.71 81.21 62.94 82.58 59.6 56.91
Enterprise Value (EV) 1 85.8 121.8 36.14 75.49 145.4 159.1
P/E ratio 13.6 x 13.6 x 9 x 10.4 x 8.36 x 17.6 x
Yield 3.15% 2.97% 4% 3.24% 4.72% 4.97%
Capitalization / Revenue 2.59 x 2.82 x 2.16 x 2.45 x 1.78 x 1.85 x
EV / Revenue 3.1 x 4.24 x 1.24 x 2.24 x 4.34 x 5.18 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.48 x 1.45 x 0.94 x 1.14 x 1.12 x 1.02 x
Nbr of stocks (in thousands) 3,223 3,261 3,314 3,343 3,348 3,368
Reference price 2 22.25 24.90 18.99 24.70 17.80 16.90
Announcement Date 19-03-05 20-02-29 21-04-16 22-04-22 23-04-19 24-03-22
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 27.68 28.77 29.13 33.76 33.53 30.69
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 5.927 6.664 7.292 8.473 7.497 2.788
Net income 1 5.152 5.816 6.729 7.765 6.981 3.165
Net margin 18.61% 20.22% 23.1% 23% 20.82% 10.31%
EPS 2 1.640 1.830 2.110 2.380 2.130 0.9600
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.7000 0.7400 0.7600 0.8000 0.8400 0.8400
Announcement Date 19-03-05 20-02-29 21-04-16 22-04-22 23-04-19 24-03-22
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 14.1 40.6 - - 85.8 102
Net Cash position 1 - - 26.8 7.09 - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 10.8% 11.1% 10.9% 11.1% 11.1% 5.81%
ROA (Net income/ Total Assets) 1.07% 1.18% 1.14% 1.07% 0.92% 0.4%
Assets 1 482.4 494.2 592.6 728 757.3 799.9
Book Value Per Share 2 15.00 17.20 20.10 21.70 15.80 16.60
Cash Flow per Share 2 2.780 1.550 14.70 5.350 5.180 8.060
Capex 1 0.86 1.8 2.65 0.57 2.32 0.56
Capex / Sales 3.1% 6.27% 9.09% 1.67% 6.91% 1.82%
Announcement Date 19-03-05 20-02-29 21-04-16 22-04-22 23-04-19 24-03-22
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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