Financials Laurentian Bank of Canada OTC Markets

Equities

LRCDF

CA51925D1069

Banks

Market Closed - OTC Markets 15:45:20 2024-06-14 EDT 5-day change 1st Jan Change
18.49 USD -1.06% Intraday chart for Laurentian Bank of Canada +1.09% -11.80%

Valuation

Fiscal Period: October 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 1,924 1,130 1,813 1,316 1,106 1,111 - -
Enterprise Value (EV) 1 1,924 1,130 1,813 1,316 1,106 1,111 1,111 1,111
P/E ratio 12 x 11.1 x 40.5 x 6.14 x 6.53 x 37.9 x 6.51 x 5.85 x
Yield 5.78% 8.16% 3.84% 5.86% 7.32% 7.44% 7.69% 7.42%
Capitalization / Revenue 1.99 x 1.16 x 1.81 x 1.27 x 1.08 x 1.09 x 1.06 x 1.03 x
EV / Revenue 1.99 x 1.16 x 1.81 x 1.27 x 1.08 x 1.09 x 1.06 x 1.03 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.84 x 0.49 x 0.77 x 0.52 x 0.42 x 0.44 x 0.42 x 0.42 x
Nbr of stocks (in thousands) 42,463 43,124 43,506 43,277 43,561 43,827 - -
Reference price 2 45.30 26.21 41.67 30.40 25.40 25.35 25.35 25.35
Announcement Date 12/4/19 12/4/20 12/10/21 12/9/22 12/7/23 - - -
1CAD in Million2CAD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: October 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 968.5 971 1,002 1,034 1,026 1,022 1,047 1,076
EBITDA - - - - - - - -
EBIT 1 268.4 269.2 318.9 346.7 309 281.2 303.9 313.3
Operating Margin 27.71% 27.72% 31.81% 33.52% 30.13% 27.52% 29.02% 29.12%
Earnings before Tax (EBT) 1 196.2 120.3 72.6 275.7 210.4 -17.78 197.7 215.1
Net income 1 172.7 101.6 44.8 214.8 169.3 -15.58 154.5 170.5
Net margin 17.83% 10.47% 4.47% 20.77% 16.51% -1.52% 14.75% 15.84%
EPS 2 3.770 2.370 1.030 4.950 3.890 0.6691 3.894 4.330
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 2.620 2.140 1.600 1.780 1.860 1.886 1.950 1.880
Announcement Date 12/4/19 12/4/20 12/10/21 12/9/22 12/7/23 - - -
1CAD in Million2CAD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: October 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2 2025 Q3
Net sales 1 257.5 259.6 260 257.1 260.1 257.2 260.8 247.4 258.3 252.6 255 256 260.8 255.8 263.1
EBITDA - - - - - - - - - - - - - - -
EBIT 1 84.98 90.25 85.55 85.93 79.6 77.92 82.1 69.3 69.8 66.22 72.09 76.71 79 82 84
Operating Margin 33% 34.77% 32.91% 33.42% 30.61% 30.3% 31.48% 28.01% 27.02% 26.21% 28.28% 29.96% 30.29% 32.05% 31.93%
Earnings before Tax (EBT) 1 70.21 74.5 65.84 65.15 60.96 58.53 57.43 33.5 43.61 -151.7 38.4 42 36.7 27.3 35.5
Net income 1 - 58.26 51.26 54.36 47.31 48 44.66 29.33 32.68 -118.8 27.8 34 26.2 21.6 25.2
Net margin - 22.44% 19.72% 21.14% 18.19% 18.67% 17.12% 11.85% 12.65% -47.04% 10.9% 13.28% 10.05% 8.44% 9.58%
EPS 2 1.170 1.340 1.180 1.260 1.090 1.110 1.030 0.6700 0.7500 -2.710 0.7817 0.8962 0.8930 0.9818 0.9600
Dividend per Share 2 0.4400 0.4400 0.4500 0.4500 0.4600 0.4600 0.4700 0.4700 0.4700 - 0.4700 0.4775 0.4880 0.4880 0.5050
Announcement Date 3/2/22 6/1/22 8/31/22 12/9/22 2/28/23 6/1/23 8/31/23 12/7/23 2/29/24 5/31/24 - - - - -
1CAD in Million2CAD
Estimates

Balance Sheet Analysis

Fiscal Period: October 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 7.9% 5.5% 8.3% 9.3% 7.7% 6.3% 6.91% 7.3%
ROA (Net income/ Total Assets) 0.43% 0.26% 0.45% 0.45% 0.39% 0.35% 0.37% 0.4%
Assets 1 40,333 39,424 10,046 47,947 43,335 -4,517 41,481 42,621
Book Value Per Share 2 54.00 53.70 54.00 58.00 60.00 57.90 59.80 60.40
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 12/4/19 12/4/20 12/10/21 12/9/22 12/7/23 - - -
1CAD in Million2CAD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
UNDERPERFORM
Number of Analysts
10
Last Close Price
25.35 CAD
Average target price
26.7 CAD
Spread / Average Target
+5.33%
Consensus
  1. Stock Market
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  5. Financials Laurentian Bank of Canada