Financials Key Insurance Company Limited

Equities

KEY

JME201600090

Property & Casualty Insurance

End-of-day quote JAMAICA STOCK EXCHANGE 18:00:00 2024-05-13 EDT 5-day change 1st Jan Change
2.28 JMD -4.20% Intraday chart for Key Insurance Company Limited -5.39% +1.33%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 1,474 1,179 2,211 2,248 1,846 1,258
Enterprise Value (EV) 1 762.7 264 1,474 785.2 1,026 439.7
P/E ratio -8.8 x -4.41 x -7.38 x 13.5 x 34 x 41 x
Yield - - - - - -
Capitalization / Revenue 1.03 x -10.4 x 2.15 x 1.68 x 1.03 x 0.46 x
EV / Revenue 0.53 x -2.32 x 1.44 x 0.59 x 0.58 x 0.16 x
EV / EBITDA -4.7 x -0.36 x -9.83 x 4.35 x 13 x 3.96 x
EV / FCF 15.5 x -0.18 x 0.75 x 3.13 x 5.78 x 3.82 x
FCF Yield 6.45% -568% 133% 31.9% 17.3% 26.2%
Price to Book 1.66 x 1.79 x 8.54 x 2.09 x 1.64 x 0.94 x
Nbr of stocks (in thousands) 368,461 368,461 368,461 559,323 559,323 559,323
Reference price 2 4.000 3.200 6.000 4.020 3.300 2.250
Announcement Date 19-07-01 20-05-18 21-03-31 22-04-29 23-03-01 24-03-01
1JMD in Million2JMD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 1,431 -113.6 1,027 1,337 1,784 2,760
EBITDA 1 -162.4 -724.1 -149.9 180.3 79.01 111
EBIT 1 -175.7 -737.6 -161.1 168.1 66.66 95.56
Operating Margin -12.27% 649.55% -15.68% 12.57% 3.74% 3.46%
Earnings before Tax (EBT) 1 -167.5 -566.3 -449.5 237.6 72.04 77.26
Net income 1 -167.5 -267.5 -299.7 160.4 54.3 30.73
Net margin -11.7% 235.53% -29.18% 12% 3.04% 1.11%
EPS 2 -0.4546 -0.7259 -0.8133 0.2982 0.0971 0.0549
Free Cash Flow 1 49.21 -1,499 1,963 250.8 177.5 115.2
FCF margin 3.44% 1,320.14% 191.13% 18.76% 9.95% 4.17%
FCF Conversion (EBITDA) - - - 139.07% 224.67% 103.8%
FCF Conversion (Net income) - - - 156.36% 326.92% 374.88%
Dividend per Share - - - - - -
Announcement Date 19-07-01 20-05-18 21-03-31 22-04-29 23-03-01 24-03-01
1JMD in Million2JMD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 711 915 737 1,463 820 819
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow 1 49.2 -1,499 1,963 251 178 115
ROE (net income / shareholders' equity) -16.9% -34.5% -65.2% 24.1% 4.94% 3.19%
ROA (Net income/ Total Assets) -4.38% -13% -2.72% 2.84% 0.87% 1.52%
Assets 1 3,821 2,051 11,037 5,639 6,238 2,021
Book Value Per Share 2 2.410 1.790 0.7000 1.920 2.010 2.390
Cash Flow per Share 2 1.930 2.530 2.020 2.640 1.510 1.510
Capex 1 9.82 5.21 10.9 8.2 6.72 21.3
Capex / Sales 0.69% -4.59% 1.06% 0.61% 0.38% 0.77%
Announcement Date 19-07-01 20-05-18 21-03-31 22-04-29 23-03-01 24-03-01
1JMD in Million2JMD
Estimates
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