Financials Jæren Sparebank

Equities

JAREN

NO0010359433

Banks

Market Closed - Oslo Bors 10:45:00 2024-05-10 EDT 5-day change 1st Jan Change
280 NOK +1.82% Intraday chart for Jæren Sparebank +1.08% +6.06%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 751.8 786.8 1,023 1,171 1,302 1,377 - -
Enterprise Value (EV) 1 751.8 786.8 1,023 1,171 1,302 1,377 1,377 1,377
P/E ratio 9.39 x 13.8 x 13.3 x 12.4 x 11 x 9.47 x 9.43 x 9.58 x
Yield 6.54% 4.69% 5.29% - - 6.79% 6.79% 6.79%
Capitalization / Revenue 2.32 x 2.63 x 3.22 x 3.13 x 2.82 x 2.65 x 2.67 x 2.68 x
EV / Revenue 2.32 x 2.63 x 3.22 x 3.13 x 2.82 x 2.65 x 2.67 x 2.68 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.78 x 0.79 x 0.98 x - - 1.03 x 1 x 0.96 x
Nbr of stocks (in thousands) 4,914 4,918 4,920 4,922 4,933 4,917 - -
Reference price 2 153.0 160.0 208.0 238.0 264.0 280.0 280.0 280.0
Announcement Date 20-02-13 21-02-10 22-02-10 23-02-08 24-02-13 - - -
1NOK in Million2NOK
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 324.5 299.5 317.9 373.8 462.4 519.7 516.6 513.8
EBITDA - - - - - - - -
EBIT 1 166.1 141.5 155.2 168.6 252.6 305.7 298.7 292
Operating Margin 51.19% 47.24% 48.82% 45.12% 54.62% 58.82% 57.82% 56.83%
Earnings before Tax (EBT) 1 195.1 137 189.7 214.1 287 338.2 333 326.9
Net income 1 153.8 111.7 151.2 186.6 239.1 279.5 280.5 276.2
Net margin 47.4% 37.28% 47.57% 49.92% 51.71% 53.78% 54.3% 53.76%
EPS 2 16.30 11.60 15.60 19.20 24.10 29.58 29.68 29.23
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 10.00 7.500 11.00 - - 19.00 19.00 19.00
Announcement Date 20-02-13 21-02-10 22-02-10 23-02-08 24-02-13 - - -
1NOK in Million2NOK
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q2 2024 Q3 2024 Q4
Net sales 1 86.26 84.43 87.47 94.8 107.1 106 114.5 117.6 124.3 134.1 130.3 129.8
EBITDA - - - - - - - - - - - -
EBIT 1 44.5 38.81 39.78 45.6 44.45 56.68 64.71 64.97 66.2 83.6 76.5 70.6
Operating Margin 51.59% 45.97% 45.48% 48.1% 41.5% 53.47% 56.5% 55.25% 53.26% 62.34% 58.71% 54.39%
Earnings before Tax (EBT) 1 43.87 38.12 72.38 58.58 45.02 61.29 92.79 69.37 63.59 116.4 75.1 69.2
Net income 1 35.88 28.03 75.13 47.35 36.1 46.87 91.6 53.53 47.18 112.2 56.3 51.9
Net margin 41.59% 33.2% 85.9% 49.95% 33.7% 44.21% 79.97% 45.52% 37.95% 83.67% 43.21% 39.98%
EPS 2 3.600 2.900 7.900 4.900 3.500 4.700 9.300 5.300 4.700 11.87 5.960 5.490
Dividend per Share - - - - - - - - - - - -
Announcement Date 22-02-10 22-05-11 22-08-10 22-11-10 23-02-08 23-05-10 23-08-09 23-11-09 24-02-13 - - -
1NOK in Million2NOK
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 8.5% 5.8% 7.5% - - 12.3% 12% 11.5%
ROA (Net income/ Total Assets) 1.08% 0.75% 0.98% - - 1.6% 1.5% 1.4%
Assets 1 14,240 14,825 15,512 - - 17,469 18,700 19,729
Book Value Per Share 2 196.0 203.0 212.0 - - 271.0 281.0 291.0
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 20-02-13 21-02-10 22-02-10 23-02-08 24-02-13 - - -
1NOK in Million2NOK
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
1
Last Close Price
280 NOK
Average target price
281 NOK
Spread / Average Target
+0.36%
Consensus
  1. Stock Market
  2. Equities
  3. JAREN Stock
  4. Financials Jæren Sparebank
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