Item 7.01 Regulation FD Disclosure.*

FS Bancorp, Inc.'s Chief Financial Officer Matthew D. Mullet and Chief Lending Officer Dennis O'Leary will be providing an information update on a one-on-one basis at the Janney West Coast CEO Forum to be held in Phoenix, Arizona on January 29-30, 2020. Attached as Exhibit 99.1 is a copy of the investor materials that are being provided in connection with the meeting.

Item 9.01 Financial Statements and Exhibits.*



(d)     Exhibits


        The following exhibit is being furnished herewith:



Exhibit No.   Description
  99.1          FS Bancorp, Inc. Investor Materials




*   The information furnished under Item 7.01 and Item 9.01 of this Current
    Report on Form 8-K, including the exhibit, shall not be deemed "filed" for
    purposes of Section 18 of the Securities Exchange Act of 1934, as amended,
    or otherwise subject to liabilities under that Section, nor shall it be
    deemed incorporated by reference in any registration statement or other
    filings of FS Bancorp, Inc. under the Securities Act of 1933, as amended,
    except as shall be set forth by specific reference in such filing.








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