Frederick County Bancorp Inc. (Company), the parent company for Frederick County Bank (the Bank), announced that Robert S. Carmack has been appointed to the Board of Directors for the Company and the Bank. In 1980, Bob became a Vice-President with Stoffer-Sanner, and since 1996 has served as President and CEO of Carmack Insurance Group. Mr. Carmack is expected to be appointed to the audit committee of the Board of Directors of the company.