Frederick County Bancorp, Inc. reported unaudited consolidated earnings results for the third quarter and nine months ended September 30, 2017. For the quarter, the company reported total interest income of $3,839,000 against $3,523,000 a year ago. Net interest income was $3,377,000 against $3,162,000 a year ago. Income before provision for income taxes was $1,107,000 against $677,000 a year ago. Net income was $708,000 or $0.46 per diluted share against $457,000 or $0.30 per diluted share a year ago. The increase in quarterly earnings was due primarily to increases in net interest income of $215,000 and in total noninterest income of $301,000 in the third quarter of 2017 as compared to the third quarter of 2016, respectively. Return on average assets was 0.71% against 0.49% a year ago. Return on average equity was 8.67% against 5.87% a year ago. For the nine months, the company reported total interest income of $11,266,000 against $10,350,000 a year ago. Net interest income was $9,973,000 against $9,266,000 a year ago. Income before provision for income taxes was $2,623,000 against $1,601,000 a year ago. Net income was $1,709,000 or $1.10 per diluted share against $1,108,000 or $0.72 per diluted share a year ago. Net cash provided by operating activities was $2,439,000 against $1,772,000 a year ago. Purchases of bank premises and equipment were $2,488,000 against $1,476,000 a year ago. Book value per share was $21.95 as of September 30, 2017 against $20.78 as of September 30, 2016. Return on average assets was 0.58% against 0.41% a year ago. Return on average equity was 7.10% against 4.84% a year ago. The increase in year-to-date earnings was due primarily to increases in net interest income of $707,000 and in total noninterest income of $553,000 in the first nine months of 2017 as compared to the same period in 2016, respectively. The increase in total noninterest income was due primarily to increases in gain on sale of loans of $310,000, in other operating income of $163,000 and in securities gains of $114,000 in the first nine months of 2017 as compared to the same period in 2016.