Financials Faysal Bank Limited

Equities

FABL

PK0070501017

Banks

End-of-day quote Pakistan S.E. 18:00:00 2024-05-08 EDT 5-day change 1st Jan Change
36.96 PKR +0.71% Intraday chart for Faysal Bank Limited -3.17% +13.44%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 28,867 26,226 34,907 39,202 49,447 55,760 -
Enterprise Value (EV) 1 28,867 26,226 34,907 39,202 49,447 55,760 55,760
P/E ratio 4.8 x 3.93 x 4.18 x 3.43 x 2.44 x 2.58 x 3.36 x
Yield - - 6.52% 27.1% 12.3% 21.8% 21.8%
Capitalization / Revenue - - 1,004,360 x - - - -
EV / Revenue - - 1,004,360 x - - - -
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book - 0.44 x 0.53 x - - - -
Nbr of stocks (in thousands) 1,517,697 1,517,697 1,517,697 1,517,697 1,517,697 1,517,697 -
Reference price 2 19.02 17.28 23.00 25.83 32.58 36.74 36.74
Announcement Date 20-03-04 21-02-18 22-03-07 23-02-23 24-02-15 - -
1PKR in Million2PKR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales - - 34,755 - - - -
EBITDA - - - - - - -
EBIT - - - - - - -
Operating Margin - - - - - - -
Earnings before Tax (EBT) - - 13,692 - - - -
Net income - 6,681 8,353 - - - -
Net margin - - 24.03% - - - -
EPS 1 3.960 4.400 5.500 7.540 13.34 14.24 10.93
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 1 - - 1.500 7.000 4.000 8.000 8.000
Announcement Date 20-03-04 21-02-18 22-03-07 23-02-23 24-02-15 - -
1PKR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2020 S1 2021 Q4 2022 Q1 2022 Q2 2022 S1 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 S1 2023 Q3 2023 Q4 2024 Q1
Net sales - 9,150 9,474 11,483 - - - - - - - - -
EBITDA - - - - - - - - - - - - -
EBIT - - - - - - - - - - - - -
Operating Margin - - - - - - - - - - - - -
Earnings before Tax (EBT) - 3,555 3,621 5,102 - - - - - - - - -
Net income - 2,147 2,210 2,148 - - - - - - - - -
Net margin - 23.47% 23.32% 18.71% - - - - - - - - -
EPS 1 2.500 1.410 1.460 1.410 2.870 2.280 2.390 2.180 2.870 5.050 3.060 5.230 4.350
Dividend per Share - 1.000 - 0.5000 0.5000 - 1.000 - 1.000 1.000 1.000 2.000 -
Announcement Date 20-08-20 22-03-07 22-04-28 22-08-25 22-08-25 22-10-27 23-02-23 23-04-28 23-08-24 23-08-24 23-10-26 24-02-15 24-04-25
1PKR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 42,207 29,082 27,431 81,536 135,739 149,803
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 11.8% 12.2% 11.6% 13.2% 16.7% 25.1%
ROA (Net income/ Total Assets) 0.89% 0.98% 1% 1.06% 1.18% 1.66%
Assets 1 547,463 614,917 670,005 790,037 972,506 1,223,204
Book Value Per Share 2 28.70 36.40 39.70 43.60 46.50 59.90
Cash Flow per Share 2 13.40 15.20 20.70 17.80 14.10 20.90
Capex 1 1,210 2,501 1,395 3,103 3,379 6,966
Capex / Sales 5.24% 9.05% 4.55% 8.94% 6.7% 8.4%
Announcement Date 19-03-07 20-03-04 21-03-08 22-03-07 23-03-07 24-02-15
1PKR in Million2PKR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
3
Last Close Price
36.74 PKR
Average target price
43.7 PKR
Spread / Average Target
+18.94%
Consensus
  1. Stock Market
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  3. FABL Stock
  4. Financials Faysal Bank Limited
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