Stock ESQ ESQUIRE FINANCIAL HOLDINGS, INC.
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Financials Esquire Financial Holdings, Inc.

Equities

ESQ

US29667J1016

Banks

Real-time Estimate Cboe BZX
Other stock markets
 11:18:49 2024-04-29 EDT 		5-day change 1st Jan Change
49.4 USD +0.58% Intraday chart for Esquire Financial Holdings, Inc. +5.88% -1.32%
04-25 Esquire Financial Holdings, Inc. Declares Regular Quarterly Dividend for Common Stockholders, Payable on June 3, 2024 CI
04-25 Earnings Flash (ESQ) ESQUIRE FINANCIAL HOLDINGS Reports Q1 EPS $1.20 MT

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 192.7 142.1 235.2 333.4 385.8 382 -
Enterprise Value (EV) 1 192.7 142.1 235.2 333.4 385.8 382 382
P/E ratio 14.3 x 11.6 x 13.9 x 12.5 x 10.2 x 9.91 x 8.9 x
Yield - - - 0.65% 0.95% 1.22% 1.26%
Capitalization / Revenue 5.65 x 3.79 x 5.38 x 5.62 x 4.6 x 3.94 x 3.4 x
EV / Revenue 5.65 x 3.79 x 5.38 x 5.62 x 4.6 x 3.94 x 3.4 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book - 1.19 x 1.77 x 2.24 x 2.09 x 1.76 x 1.51 x
Nbr of stocks (in thousands) 7,393 7,404 7,467 7,706 7,721 7,778 -
Reference price 2 26.07 19.19 31.50 43.26 49.96 49.12 49.12
Announcement Date 20-01-24 21-01-25 22-01-25 23-01-25 24-01-25 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 34.11 37.44 43.7 59.35 83.77 96.95 112.4
EBITDA - - - - - - -
EBIT 1 - - - 42.29 60.41 62.32 71.41
Operating Margin - - - 71.26% 72.11% 64.28% 63.53%
Earnings before Tax (EBT) 1 - 17.17 22.71 38.8 55.88 56.87 64.74
Net income 1 - 12.62 17.92 28.52 41.01 41.94 47.45
Net margin - 33.7% 41.02% 48.05% 48.95% 43.26% 42.21%
EPS 2 1.820 1.650 2.260 3.470 4.910 4.955 5.517
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 - - - 0.2800 0.4750 0.6000 0.6167
Announcement Date 20-01-24 21-01-25 22-01-25 23-01-25 24-01-25 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 11.28 11.7 11.79 13.67 15.55 18.34 - 20.09 21.72 22.67 22.86 23.54 24.73 25.84 26.35
EBITDA - - - - - - - - - - - - - - -
EBIT 1 - - - - 11.14 13.75 - 13.81 14.49 15.04 14.68 15.1 15.87 16.95 16.43
Operating Margin - - - - 71.66% 74.98% - 68.73% 66.72% 66.32% 64.23% 64.14% 64.19% 65.6% 62.34%
Earnings before Tax (EBT) 1 3.451 7.562 7.268 8.641 10.49 12.4 - 12.48 13.29 13.54 13.68 13.87 14.44 14.97 15.18
Net income 1 2.519 6.73 5.342 6.351 7.711 9.115 - 9.113 9.837 9.882 10.06 10.34 10.45 11.08 11.27
Net margin 22.32% 57.53% 45.32% 46.45% 49.6% 49.7% - 45.36% 45.28% 43.59% 43.99% 43.94% 42.27% 42.9% 42.75%
EPS 2 0.3200 0.8300 0.6600 0.7800 0.9400 1.100 1.470 1.100 1.170 1.180 1.200 1.210 1.250 1.295 1.297
Dividend per Share 2 - - - - 0.0900 0.1000 0.1000 0.1250 0.1250 0.1250 0.1367 0.1500 0.1500 0.1500 0.1467
Announcement Date 21-10-25 22-01-25 22-04-25 22-07-25 22-10-25 23-01-25 23-04-25 23-07-25 23-10-23 24-01-25 24-04-25 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) - 10.7% 12.5% 19.4% 23.2% 19.1% 18.3%
ROA (Net income/ Total Assets) - 1.45% 1.66% 2.31% 2.89% 2.5% 2.34%
Assets 1 - 870.2 1,080 1,235 1,419 1,681 2,031
Book Value Per Share 2 - 16.20 17.80 19.30 24.00 27.90 32.60
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 20-01-24 21-01-25 22-01-25 23-01-25 24-01-25 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for Esquire Financial Holdings, Inc.

Trading Rating
Investor Rating
ESG Refinitiv
C-
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
3
Last Close Price
49.12 USD
Average target price
62 USD
Spread / Average Target
+26.22%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

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