Market Closed -
Nasdaq
16:00:00 2024-05-10 EDT
|
5-day change
|
1st Jan Change
|
31.7
USD
|
-0.13%
|
|
+3.66%
|
+9.73%
|
Fiscal Period: December |
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
3,366
|
3,928
|
4,614
|
4,986
|
-
|
-
|
Enterprise Value (EV)
1 |
3,366
|
3,928
|
4,614
|
4,986
|
4,986
|
4,986
|
P/E ratio
|
6.15
x
|
5.6
x
|
7.03
x
|
8.11
x
|
7.93
x
|
7.36
x
|
Yield
|
5.95%
|
6.38%
|
4.6%
|
3.7%
|
3.85%
|
3.8%
|
Capitalization / Revenue
|
3
x
|
3.59
x
|
4
x
|
4.13
x
|
3.91
x
|
3.64
x
|
EV / Revenue
|
3
x
|
3.59
x
|
4
x
|
4.13
x
|
3.91
x
|
3.64
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
0.82
x
|
0.96
x
|
0.99
x
|
0.99
x
|
0.91
x
|
0.86
x
|
Nbr of stocks (in thousands)
|
162,840
|
162,843
|
159,703
|
157,292
|
-
|
-
|
Reference price
2 |
20.67
|
24.12
|
28.89
|
31.70
|
31.70
|
31.70
|
Announcement Date
|
22-02-01
|
23-02-06
|
24-02-06
|
-
|
-
|
-
|
Fiscal Period: December |
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
1,121
|
1,095
|
1,154
|
1,207
|
1,276
|
1,372
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
804
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
73.42%
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
695.2
|
898.2
|
851.5
|
749.6
|
787.8
|
852.4
|
Net income
1 |
547
|
704.2
|
665.5
|
626.4
|
625.1
|
669.1
|
Net margin
|
48.81%
|
64.3%
|
57.69%
|
51.91%
|
48.99%
|
48.78%
|
EPS
2 |
3.360
|
4.310
|
4.110
|
3.910
|
3.996
|
4.306
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
1.230
|
1.540
|
1.330
|
1.172
|
1.221
|
1.206
|
Announcement Date
|
22-02-01
|
23-02-06
|
24-02-06
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
272.8
|
269.6
|
273.5
|
275.1
|
276.8
|
280.9
|
277.5
|
299
|
296.2
|
291.6
|
299.4
|
305.1
|
309
|
310.6
|
313.5
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
194.9
|
209.9
|
260.9
|
244.6
|
182.8
|
224.5
|
214.1
|
213.1
|
199.7
|
205.9
|
207.1
|
199
|
197.8
|
-
|
-
|
Net income
1 |
153.5
|
164.6
|
204.7
|
191
|
143.8
|
176
|
168
|
164.2
|
157.3
|
161
|
160.9
|
154
|
151.8
|
150.5
|
-
|
Net margin
|
56.27%
|
61.07%
|
74.85%
|
69.43%
|
51.95%
|
62.64%
|
60.54%
|
54.91%
|
53.11%
|
55.21%
|
53.75%
|
50.49%
|
49.12%
|
48.46%
|
-
|
EPS
2 |
0.9400
|
1.010
|
1.250
|
1.170
|
0.8800
|
1.080
|
1.040
|
1.020
|
0.9800
|
1.010
|
0.9893
|
0.9620
|
0.9530
|
0.9501
|
0.9740
|
Dividend per Share
2 |
1.230
|
-
|
0.1400
|
0.1400
|
1.260
|
0.1400
|
0.1600
|
0.1600
|
0.8700
|
-
|
0.1900
|
0.1900
|
0.7100
|
0.1600
|
0.1600
|
Announcement Date
|
22-02-01
|
22-05-03
|
22-08-01
|
22-11-01
|
23-02-06
|
23-05-03
|
23-08-01
|
23-11-01
|
24-02-06
|
24-05-01
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
13.7%
|
17.2%
|
15.2%
|
13.1%
|
12.2%
|
11.8%
|
ROA (Net income/ Total Assets)
|
9.5%
|
12.2%
|
11.4%
|
10.1%
|
9.27%
|
-
|
Assets
1 |
5,759
|
5,787
|
5,853
|
6,186
|
6,744
|
-
|
Book Value Per Share
2 |
25.20
|
25.20
|
29.10
|
32.10
|
34.80
|
36.90
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
22-02-01
|
23-02-06
|
24-02-06
|
-
|
-
|
-
|
Last Close Price
31.7
USD Average target price
34
USD Spread / Average Target +7.26% Consensus |
1st Jan change
|
Capi.
|
---|
| +9.73% | 4.99B | | +44.94% | 64.43B | | +18.24% | 53.17B | | +14.70% | 50.04B | | +23.38% | 45.58B | | +34.71% | 37.42B | | +12.18% | 29.85B | | +57.01% | 29.52B | | +28.51% | 26.24B | | +16.36% | 21.48B |
Other Property & Casualty Insurance
|