Item 2.02 Results of Operations and Financial Condition

A copy of the press release issued January 19, 2023 by Commerce Bancshares, Inc. announcing Fourth Quarter 2022 earnings is furnished under Item 2.02 of this Current Report on Form 8-K as Exhibit 99.1. Additionally, a slide presentation for investors and analysts is being furnished as Exhibit 99.2 to this Current Report on Form 8-K.

The information in this Current Report on Form 8-K, including the exhibits, is furnished pursuant to Item 2.02 and shall not be deemed "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities under that Section. Furthermore, the information in this Current Report on Form 8-K, including the exhibits, shall not be deemed to be incorporated by reference into the filings of Commerce Bancshares, Inc. under the Securities Act of 1933, as amended.

All information included in this Current Report on Form 8-K is available on the Company's website at https://investor.commercebank.com/news-info/financial-news-releases/default.aspx.

Item 9.01 Financial Statements and Exhibits

Exhibits

99.1 Press release dated January 19, 2023 99.2 Slide presentation for investors and analysts dated January 19, 2023 104 The XBRL tags on the cover page of this Form 8-K are embedded within the Inline XBRL document.

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